Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #24,859 of 84,120 nationally
ONYX Eviction Risk: Moderate , Toledo
Tract 39095003600 · Lucas County, OH · pop 1,106 · neighborhood within 0.2 mi
Census tract 39095003600 covers part of the ONYX area of Toledo, OH, and scores 5.4/10 on landlord eviction risk. It is home to 1,106 residents. SNAP participation runs 46.6% against 15.2% nationally.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26%
Stable renters 24%
Owners 50%
Tract context
Occupied units474
Renter share50.0%
SVI overall0.78
Poverty rate31.9%
Median income$31,894
Percentile rank
Higher percentile = riskier than more peers.Within parent city
57
th percentile
Elevated
Within county
94
th percentile
Very High
Within state
83
th percentile
High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6437, -83.5648 · click any tract to drill in
Why ONYX scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
31.9% poverty · this tract
8.0
Supply constraint
$918 rent vs county FMR
3.7
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How ONYX compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 78
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 86%Socioeconomic
- 67%Household composition
- 96%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 61%Grade C
- 22%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 509Total filings over 15 yrs
- 11.45%Avg annual filing rate
- 18.7%Peak (2005)
- 17Filings in 2018 (latest validated)
Filings dropped 65% over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within ONYX. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 31.9%Housing insecurity
- 28.0%Utility-shutoff threat
- 42.9%Food insecurity
- 46.6%SNAP enrollment
- 21.3%Transit barriers
- 13.2%No health insurance
- 21.6%Frequent mental distress
- 43.8%Any disability
Analysis
What drives eviction risk in ONYX
What pushes it up most is court filing pressure at 8.9/10. Set annual rent against average income of $31,894 and the ratio lands at 35%, above the conventional 30% ceiling. The poverty rate is 32%, which in this model reads as reduced rent-recovery odds after a judgment.
On the softer side, rent-regulation exposure reads 1.5/10. Against Lucas County at 41.3%, 51% of renters here are cost-burdened.
18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, economic stress reads 8/10. Disability prevalence runs 43.8% against 31.5% nationally.
Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. The filing record is not thin: 509 evictions over 15 years of observation.
Filings peaked in 2005 at 18.7% of renter households.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 39095003600
Q1
What is the eviction-risk score for census tract 39095003600?
Census tract 39095003600 in the ONYX neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095003600?
Median gross rent is $918/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095003600?
31.9% of residents in tract 39095003600 live below the federal poverty line (ACS B17001, 2023). Population: 1,106.
Q4
How socially vulnerable is tract 39095003600?
CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 86th, household 67th, minority 96th, housing 39th.
Q5
Is tract 39095003600 considered part of ONYX?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003600 fall within ONYX (neighborhood centroid within 0.2 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095003600?
Princeton Eviction Lab recorded 509 eviction filings across 15 validated years in tract 39095003600 (2000-2018). The average annual filing rate is 11.45% of renter households, peaking at 18.7% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095003600 struggle to pay rent?
About 31.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095003600 compare to Toledo overall?
Tract 39095003600 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095003600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
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Saint Peter and Saint Paul Historic District
5.4
/ 10 · Moderate
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Saint Peter and Saint Paul Historic District
5.4
/ 10 · Moderate
Tract · OH
Birckhead Place
5.4
/ 10 · Moderate
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Old West End
5.4
/ 10 · Moderate
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United
5.4
/ 10 · Moderate
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Northlawn
5.4
/ 10 · Moderate
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Bancroft Hills
5.4
/ 10 · Moderate
Tract · OH
Northlawn
5.4
/ 10 · Moderate
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