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Neighborhood · Ranked #24,859 of 84,120 nationally

ONYX Eviction Risk: Moderate , Toledo

Tract 39095003300 · Lucas County, OH · pop 1,239 · neighborhood within 0.3 mi

With a score of 5.4/10, tract 39095003300 in the ONYX area of Toledo, OH reads moderate for landlord eviction risk. Severe burden reaches 43%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 18% Stable renters 22% Owners 60%
Tract context
Occupied units532
Renter share39.8%
SVI overall0.85
Poverty rate40.9%
Median income$19,601

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
75 th percentile
Rank, 75th percentileLowHigh
#2 of 5 tracts In ONYX
High
Within parent city
84 th percentile
Rank, 84th percentileLowHigh
#20 of 121 tracts In Toledo
High
Within county
93 th percentile
Rank, 93rd percentileLowHigh
#12 of 168 tracts In Lucas County
Very High
Within state
83 th percentile
Rank, 83rd percentileLowHigh
#554 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6506, -83.5635 · click any tract to drill in

Why ONYX scores 5.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
40.9% poverty · this tract
10.0
Supply constraint
$766 rent vs county FMR
2.3
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How ONYX compares

Risk score vs. parent city, county, state.
ONYX risk score vs. parent city / county / state5.4This tracttract 0033004.0Toledoparent city4.2Countyavg tract in county4.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 512Total filings over 15 yrs
  • 10.69%Avg annual filing rate
  • 16.6%Peak (2005)
  • 31Filings in 2018 (latest validated)
Filings by year 2003 to 2018
Year-by-year eviction filings in tract 39095003300
Filings dropped 26% over the past 15 months.
Comparable tracts

Census tracts with similar eviction risk

Within ONYX. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in ONYX

The score leans hardest on economic stress at 10/10. SNAP participation runs 54.2% against 15.2% nationally. Set annual rent against average income of $19,601 and the ratio lands at 47%, above the conventional 30% ceiling.

Housing insecurity runs 37.0% against 14.2% nationally. The poverty rate is 41%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, court filing pressure reads 8.9/10.

On the softer side, rent-regulation exposure reads 1.5/10. It sits 1.2 points above the Lucas County average of 4.2.

Court records carry 512 eviction filings across 15 observed years. At $766 a month, rents run 15% under what the rest of Toledo commands. Filings peaked in 2005 at 16.6% of renter households.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 39095003300

Q1

What is the eviction-risk score for census tract 39095003300?

Census tract 39095003300 in the ONYX neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095003300?

Median gross rent is $766/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095003300?

40.9% of residents in tract 39095003300 live below the federal poverty line (ACS B17001, 2023). Population: 1,239.
Q4

How socially vulnerable is tract 39095003300?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 88th, household 88th, minority 93th, housing 44th.
Q5

Is tract 39095003300 considered part of ONYX?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003300 fall within ONYX (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 39095003300?

Princeton Eviction Lab recorded 512 eviction filings across 15 validated years in tract 39095003300 (2000-2018). The average annual filing rate is 10.69% of renter households, peaking at 16.6% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 39095003300 struggle to pay rent?

About 37.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 31.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39095003300 compare to Toledo overall?

Tract 39095003300 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 39095003300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 64% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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