ONYX Eviction Risk: Moderate , Toledo

What pushes it up most is court filing pressure at 8.9/10. Running cool, rent-regulation exposure reads 1.5/10. Set annual rent against average income of $42,744 and the ratio lands at 32%, above the conventional 30% ceiling.

At $1,144 a month, rents run 27% over what the rest of Toledo commands. SNAP participation runs 28.5% against 15.2% nationally.

Food insecurity runs 31.0% against 17.8% nationally. Well under the midpoint, state political climate reads 2.4/10.

The filing record is not thin: 348 evictions over 15 years of observation. Severe burden reaches 9%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The worst year on record was 2016, when 17.6% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Toledo. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 8.6% of renter households face a filing. On the national scale it lands near the 46th percentile of the 84,120 tracts scored.

Only 24% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.