Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #24,859 of 84,120 nationally
ONYX Eviction Risk: Moderate , Toledo
Tract 39095003200 · Lucas County, OH · pop 915 · neighborhood within 0.7 mi
With a score of 5.4/10, tract 39095003200 in the ONYX area of Toledo, OH reads moderate for landlord eviction risk. The score leans hardest on economic stress at 10/10.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 29%
Owners 60%
Tract context
Occupied units468
Renter share40.4%
SVI overall0.76
Poverty rate42.6%
Median income$26,643
Percentile rank
Higher percentile = riskier than more peers.Within parent city
88
th percentile
High
Within county
93
th percentile
Very High
Within state
83
th percentile
High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6498, -83.5792 · click any tract to drill in
Why ONYX scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
42.6% poverty · this tract
10.0
Supply constraint
$863 rent vs county FMR
3.2
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How ONYX compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 76
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 66%Socioeconomic
- 97%Household composition
- 96%Racial/ethnic minority
- 33%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 100%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 390Total filings over 15 yrs
- 10.10%Avg annual filing rate
- 17.7%Peak (2005)
- 23Filings in 2018 (latest validated)
Filings stayed roughly flat over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within ONYX. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 31.3%Housing insecurity
- 26.9%Utility-shutoff threat
- 41.0%Food insecurity
- 43.6%SNAP enrollment
- 19.9%Transit barriers
- 12.1%No health insurance
- 20.7%Frequent mental distress
- 41.5%Any disability
Analysis
What drives eviction risk in ONYX
SNAP participation runs 43.6% against 15.2% nationally. The poverty rate is 43%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Against Lucas County at 41.3%, 28% of renters here are cost-burdened.
Annualized rent equals 39% of average household income of $26,643, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, court filing pressure reads 8.9/10.
Housing insecurity runs 31.3% against 14.2% nationally. Well under the midpoint, rent-regulation exposure reads 1.5/10.
Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. Court records carry 390 eviction filings across 15 observed years. Filings peaked in 2005 at 17.7% of renter households.
In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 10.1% of renter households face a filing. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 39095003200
Q1
What is the eviction-risk score for census tract 39095003200?
Census tract 39095003200 in the ONYX neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095003200?
Median gross rent is $863/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095003200?
42.6% of residents in tract 39095003200 live below the federal poverty line (ACS B17001, 2023). Population: 915.
Q4
How socially vulnerable is tract 39095003200?
CDC Social Vulnerability Index ranks this tract in the 76th percentile nationally. Sub-themes: socioeconomic 66th, household 97th, minority 96th, housing 33th.
Q5
Is tract 39095003200 considered part of ONYX?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003200 fall within ONYX (neighborhood centroid within 0.7 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095003200?
Princeton Eviction Lab recorded 390 eviction filings across 15 validated years in tract 39095003200 (2000-2018). The average annual filing rate is 10.10% of renter households, peaking at 17.7% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095003200 struggle to pay rent?
About 31.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095003200 compare to Toledo overall?
Tract 39095003200 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095003200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Roosevelt
5.4
/ 10 · Moderate
Tract · OH
39095007306
5.4
/ 10 · Moderate
Tract · OH
Homeville
5.4
/ 10 · Moderate
Tract · OH
Northriver
5.4
/ 10 · Moderate
Tract · OH
Roosevelt
5.4
/ 10 · Moderate
Tract · OH
Southwyck
5.4
/ 10 · Moderate
Tract · OH
Uptown
5.4
/ 10 · Moderate
Tract · OH
Inverness Village
5.4
/ 10 · Moderate
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