Neighborhood · Ranked #24,926 of 84,120 nationally
Shoreland Eviction Risk: Moderate , Toledo
Tract 39095001201 ·
Lucas County, OH · pop 2,064 · neighborhood within 1.4 mi
How risky is Shoreland in Toledo for landlords? Census tract 39095001201 scores 5.8/10, the Moderate tier. That is riskier than roughly 67% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 44% of renter households, a severe level, and 38% are severely burdened at 50% or more. The typical renter pays about $940 a month while the average household earns $56,534 a year, roughly 20% of income at the averages. About 27% of occupied units are renter-occupied.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%Stable renters 15%Owners 73%
Tract context
Occupied units767
Renter share27.2%
SVI overall0.69
Poverty rate24.0%
Median income$56,534
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 3 tracts In Shoreland
Very High
Within parent city
52th percentile
#59 of 121 tracts In Toledo
Moderate
Within county
65th percentile
#59 of 168 tracts In Lucas County
Elevated
Within state
79th percentile
#667 of 3,162 tracts In Ohio
High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6970, -83.4821 · click any tract to drill in
Why Shoreland scores 5
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
24.0% poverty · this tract
6.0
Supply constraint
$940 rent vs county FMR
3.9
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Shoreland compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 69
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
56%Socioeconomic
73%Household composition
55%Racial/ethnic minority
73%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
11%Grade C
1%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
16.7%Housing insecurity
12.9%Utility-shutoff threat
22.0%Food insecurity
20.6%SNAP enrollment
11.4%Transit barriers
10.9%No health insurance
20.6%Frequent mental distress
36.8%Any disability
Analysis
What drives eviction risk in Shoreland
The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 16.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.9% faced a utility shutoff threat, a common early warning before a filing.
Princeton's Eviction Lab logged 807 eviction filings here over 15 tracked years, with about 27.6% of renter households facing a filing in a typical year. Filings peaked at 68.7% of renter households in 2003.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 39095001201
Q1
What is the eviction-risk score for census tract 39095001201?
Census tract 39095001201 in the Shoreland neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095001201?
Median gross rent is $940/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095001201?
24.0% of residents in tract 39095001201 live below the federal poverty line (ACS B17001, 2023). Population: 2,064.
Q4
How socially vulnerable is tract 39095001201?
CDC Social Vulnerability Index ranks this tract in the 69th percentile nationally. Sub-themes: socioeconomic 56th, household 73th, minority 55th, housing 73th.
Q5
Is tract 39095001201 considered part of Shoreland?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095001201 fall within Shoreland (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095001201?
Princeton Eviction Lab recorded 807 eviction filings across 15 validated years in tract 39095001201 (2000-2018). The average annual filing rate is 27.56% of renter households, peaking at 68.7% in 2003. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095001201 struggle to pay rent?
About 16.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095001201 compare to Toledo overall?
Tract 39095001201 scores 5/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095001201 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 1% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.