Beverly Eviction Risk: Lower

Cost burden runs 38% against 28.4% citywide, putting Beverly 9.3% over its own city. Well under the midpoint is economic stress, at 1.5/10.

Severe burden reaches 13%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Court records for this tract carry 73 eviction filings. Food insecurity affects 8.4% of adults, 9.4 points below the national rate.

SNAP participation is 6.4% of households versus 15.2% nationally. Filing activity peaked in 2008 at 3.5% of renter households. The most recent observed rate, 1.4% in 2018, is well off that peak.

Among the 45 mapped neighborhoods of Toledo, it ranks #45 by risk, the lower third. Only 13% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Against average income of $81,286, annual rent is only 14%, a wide affordability cushion.

Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $953, close to the Toledo average.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.