Skip to content
Clayton, Ohio eviction risk overview
City brief · 13,277 residents

Clayton, OH Eviction Risk: VERY LOW

Montgomery County · Population 13,277

In 2026
Risk score
2.4
VERY LOW

55th percentile, Ohio.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.3 Now2.4
3.7 1.5 1976 · score 2.2 1977 · score 2.1 1978 · score 2.1 1979 · score 2.1 1980 · score 2.3 1981 · score 2.2 1982 · score 2.2 1983 · score 2.1 1984 · score 2.0 1985 · score 2.0 1986 · score 1.9 1987 · score 1.9 1988 · score 1.9 1989 · score 1.5 1990 · score 1.6 1991 · score 1.6 1992 · score 2.1 1993 · score 2.1 1994 · score 2.1 1995 · score 2.1 1996 · score 2.3 1997 · score 2.3 1998 · score 2.3 1999 · score 2.3 2000 · score 2.2 2001 · score 2.2 2002 · score 2.2 2003 · score 2.2 2004 · score 2.1 2005 · score 2.1 2006 · score 2.1 2007 · score 2.2 2008 · score 2.5 2009 · score 2.8 2010 · score 2.8 2011 · score 2.7 2012 · score 2.6 2013 · score 2.6 2014 · score 2.6 2015 · score 2.6 2016 · score 2.5 2017 · score 2.5 2018 · score 2.4 2019 · score 2.4 2020 · score 3.5 2021 · score 3.7 2022 · score 2.7 2023 · score 2.4 2024 · score 2.3 2025 · score 2.4 2026 · score 2.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.6 Regional 5.6 State 2.4 Economic 3.9 Supply 5.4 Rent Control 3.4 Eviction 2.6 Tenant 4.3 Housing 3.5 2.4 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +0.5% (2024)
    5.6
  2. Regional political climate
    County-weighted neighbor mix
    5.6
  3. State political climate
    Ohio legislature & governorship
    2.4
  4. Economic stress
    6.0% poverty · 2.3% unemp.
    3.9
  5. Supply constraint
    $1,070 average · 18.0% renters
    5.4
  6. Rent Control risk
    23.1% of income on rent
    3.4
  7. Eviction process difficulty
    44 days filing → judgment
    2.6
  8. Tenant organizing strength
    18.0% renters
    4.3
  9. Housing court bias
    County bench composition
    3.5
Geographic context

Risk heat across Clayton and the region

Click any city to see its score

How Clayton compares

Risk score vs. peers, county, state, and the U.S.
Rank in Montgomery County
Low
#16 of 20 cities
Rank in county, 21st percentileLowHigh
#16 of 20 cities in Montgomery County for landlord eviction risk.
Rank in Ohio
Moderate
#602 of 1,251 cities
Rank in state, 52nd percentileLowHigh
#602 of 1,251 cities in Ohio for landlord eviction risk.
vs. county · state · U.S.
Clayton risk score vs. county / state / U.S.Clayton: 2.42.4ClaytonThis cityCounty: 2.92.9Countyavg in countyState: 2.82.8Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.4
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.2 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 44d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,070/mo. A contested eviction takes 44 days and costs $1,496–$4,065 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 18.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 13,277 residents, 18.0% rent. 23% are spending 30%+ income on rent, 6.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.6 and 5.6 (Dem margin +0.5% (2024)). State climate at 2.4, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 2.4
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 2.4/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 2.6, housing court bias 3.5, rent-control risk 3.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-2.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.9. Supply constraint: 5.4. The numbers behind those: 6.0% poverty, 2.3% unemployment, 23% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Clayton sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Dayton, OH · 38d · ~$2.6k all-in ($67/day) · score 3.4 Dayton Hamilton, OH · 45d · ~$2.9k all-in ($65/day) · score 2.8 Hamilton Springfield, OH · 42d · ~$2.4k all-in ($57/day) · score 2.8 Springfield Kettering, OH · 38d · ~$2.7k all-in ($71/day) · score 2.4 Kettering Middletown, OH · 37d · ~$3.1k all-in ($83/day) · score 2.8 Middletown Columbus, OH · 38d · ~$2.7k all-in ($72/day) · score 3.1 Columbus Cleveland, OH · 39d · ~$3.1k all-in ($80/day) · score 3.7 Cleveland Cincinnati, OH · 37d · ~$2.8k all-in ($75/day) · score 3.4 Cincinnati Toledo, OH · 45d · ~$3.0k all-in ($67/day) · score 3.3 Toledo Akron, OH · 43d · ~$2.8k all-in ($66/day) · score 3.4 Akron Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Clayton
Clayton · 44d · ~$2.8k all-in ($63/day) · score 2.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Clayton, OH

Landlording in Clayton, Ohio, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.4/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Clayton is a city of 13,277 residents where 18.0% of occupied units are renter-occupied, and the typical renter spends 23.1% of income on rent. At an average rent of $1,070/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Clayton eviction process actually works

Eviction process difficulty here reads 2.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Clayton closes 44 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Clayton's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.5/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Clayton runs $1,496 to $4,065 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 44 days of typical timeline and $1,070/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.3/10 in Clayton, and the city has limited rent control exposure (3.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Ohio, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Clayton: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Ohio's statutory language. Fix those four, and most cases settle or default. Skip them, and a $4,065 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Clayton

Trap · 6%
Local poverty rate is 6%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Montgomery County. Rent-control-risk sub-score: 3.4/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

What if my tenant just disappears? Can I change the locks?

No. Even if you suspect a tenant has abandoned the property, you must follow legal procedures to regain possession. In Ohio, you can't just change the locks. You typically need to send a notice of abandonment and then, if no response, pursue an eviction or a specific abandonment action through the courts. Self-help evictions are illegal and can lead to costly lawsuits against you.

Q2

How much notice do I need to give for a rent increase in Clayton?

Ohio law doesn't specify a required notice period for rent increases unless it's written into your lease. However, for month-to-month tenancies, it's generally good practice to provide at least 30 days' notice, similar to a no-cause termination. For tenants on a fixed-term lease, you cannot increase the rent until the lease term expires, unless the lease specifically allows for it.

Q3

Can I charge late fees for overdue rent?

Yes, you can charge reasonable late fees in Ohio, provided they are clearly stated in your lease agreement. The fee should be a reasonable estimate of the damages you incur due to the late payment (e.g., administrative costs). Excessive late fees could be challenged in court. Always make sure your lease specifies the exact amount or calculation of the late fee and when it applies.

Q4

Do I have to provide a habitable living space? What if I don't?

Yes, under Ohio law, landlords have an implied duty to provide and maintain a safe and habitable rental property. This means ensuring essential services like heat, water, and structural soundness. If you fail to maintain the property and a tenant properly notifies you of a repair issue you don't address, they might have grounds to withhold rent (by depositing it into an escrow account with the court) or even break the lease. For more, see our Ohio tenant protections guide.

06Score

What this score means for landlords2

A 2.4/10 places Clayton in the 55th percentile of Ohio cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.