Dayton Eviction Risk: Moderate

SNAP participation runs 57.8% against 15.2% nationally. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

This is renter territory: 76% of occupied units are tenant-occupied. Running cool, rent-regulation exposure reads 1.5/10. Disability prevalence runs 47.8% against 31.5% nationally.

Severe burden reaches 19%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, supply constraint reads 2.1/10.

It sits 1.2 points above the Montgomery County average of 4.2. Average gross rent is $767, 16% below the Dayton average. The filing record is not thin: 814 evictions over 17 years of observation.

Filings peaked in 2014 at 11.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 7.7% of renter households face a filing.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 9.1/10, which tracks how hard a shock lands on the households already here.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.