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Census Tract · Ranked #15,522 of 84,120 nationally

Trotwood Eviction Risk: Moderate

Tract 39113070300 · Montgomery County, OH · pop 2,705 · 71% of tract blocks fall in Trotwood

With a score of 6.6/10, tract 39113070300 in Trotwood ranks in the Elevated tier for landlord eviction risk. The tract is home to 2,705 residents. On the national scale it ranks #10,024 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 52% of renter households, a severe level, and 40% are severely burdened at 50% or more. The typical renter pays about $819 a month while the average household earns $31,092 a year, roughly 32% of income at the averages. About 67% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.7
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 35% Stable renters 32% Owners 33%
Tract context
Occupied units1,200
Renter share66.9%
SVI overall0.97
Poverty rate36.0%
Median income$31,092

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 8 tracts In Trotwood
Very High
Within county
90 th percentile
Rank, 90th percentileLowHigh
#17 of 156 tracts In Montgomery County
High
Within state
91 th percentile
Rank, 91st percentileLowHigh
#294 of 3,162 tracts In Ohio
Very High
National
82 th percentile
Rank, 82nd percentileLowHigh
#15,522 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Trotwood and the region

Centroid at 39.7759, -84.2768 · click any tract to drill in

Why Trotwood scores 5.7

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Trotwood
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
36.0% poverty · this tract
9.0
Supply constraint
$819 rent vs county FMR
2.6
Rent control risk
Inherited from Trotwood
6.1
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Trotwood
8.2
Housing court bias
Inherited from Trotwood
7.1

How Trotwood compares

Risk score vs. parent city, county, state.
Trotwood risk score vs. parent city / county / stateThis tract: 5.75.7This tracttract 070300Trotwood: 3.03.0Trotwoodparent cityCounty: 3.83.8Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 539Total filings over 17 yrs
  • 4.82%Avg annual filing rate
  • 8.6%Peak (2017)
  • 43Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 391130703002002: 30 filings (5.54/100 renter HHs)2003: 23 filings (4.24/100 renter HHs)2004: 18 filings (3.32/100 renter HHs)2005: 18 filings (2.95/100 renter HHs)2006: 27 filings (4.43/100 renter HHs)2007: 26 filings (4.26/100 renter HHs)2008: 20 filings (3.28/100 renter HHs)2009: 30 filings (4.92/100 renter HHs)2010: 21 filings (3.13/100 renter HHs)2011: 44 filings (5.80/100 renter HHs)2012: 34 filings (4.49/100 renter HHs)2013: 31 filings (4.09/100 renter HHs)2014: 37 filings (4.88/100 renter HHs)2015: 30 filings (3.96/100 renter HHs)2016: 50 filings (7.54/100 renter HHs)2017: 57 filings (8.60/100 renter HHs)2018: 43 filings (6.49/100 renter HHs)
Filings climbed 43% over the past 17 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Trotwood

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trotwood, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 30.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 26.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Black and ranks around the 97th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39113070300

Q1

What is the eviction-risk score for census tract 39113070300?

Census tract 39113070300 in Trotwood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39113070300?

Median gross rent is $819/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39113070300?

36.0% of residents in tract 39113070300 live below the federal poverty line (ACS B17001, 2023). Population: 2,705.
Q4

How socially vulnerable is tract 39113070300?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 76th, household 100th, minority 83th, housing 90th.
Q5

How many evictions are filed each year in tract 39113070300?

Princeton Eviction Lab recorded 539 eviction filings across 17 validated years in tract 39113070300 (2000-2018). The average annual filing rate is 4.82% of renter households, peaking at 8.6% in 2017. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39113070300 struggle to pay rent?

About 30.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39113070300 compare to Trotwood overall?

Tract 39113070300 scores 5.7/10, higher than the parent city of Trotwood at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trotwood; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39113070300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Trotwood

Top eight tracts in Trotwood ranked by composite eviction-risk score.

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