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Census Tract · Ranked #22,213 of 84,120 nationally

Trotwood Eviction Risk: Moderate

Tract 39113070700 · Montgomery County, OH · pop 3,548 · 96% of tract blocks fall in Trotwood

Landlord eviction risk in census tract 39113070700 (Trotwood in Montgomery County, Ohio) comes in at 6.4/10, the Elevated tier. On the national scale it ranks #13,219 of 84,120 for landlord eviction difficulty.

56% of renter households here spend at least 30% of income on rent, a severe level, and 34% are severely burdened at 50% or more. The typical renter pays about $1,099 a month while the average household earns $48,097 a year, roughly 27% of income at the averages. Renters make up 41% of occupied homes.

Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 18% Owners 59%
Tract context
Occupied units1,501
Renter share40.7%
SVI overall0.45
Poverty rate25.9%
Median income$48,097

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
71 th percentile
Rank, 71st percentileLowHigh
#3 of 8 tracts In Trotwood
Elevated
Within county
77 th percentile
Rank, 77th percentileLowHigh
#37 of 156 tracts In Montgomery County
High
Within state
82 th percentile
Rank, 82nd percentileLowHigh
#576 of 3,162 tracts In Ohio
High
National
74 th percentile
Rank, 74th percentileLowHigh
#22,213 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Trotwood and the region

Centroid at 39.8106, -84.2644 · click any tract to drill in

Why Trotwood scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Trotwood
5.6
Regional political climate
2024 county presidential margin
5.1
State political climate
Ohio legislature & governorship
2.4
Economic stress
25.9% poverty · this tract
6.5
Supply constraint
$1,099 rent vs county FMR
5.2
Rent control risk
Inherited from Trotwood
6.1
Eviction process difficulty
State law sets the calendar
2.4
Tenant organizing strength
Inherited from Trotwood
8.2
Housing court bias
Inherited from Trotwood
7.1

How Trotwood compares

Risk score vs. parent city, county, state.
Trotwood risk score vs. parent city / county / stateThis tract: 5.25.2This tracttract 070700Trotwood: 3.03.0Trotwoodparent cityCounty: 3.83.8Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 45

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 626Total filings over 17 yrs
  • 7.28%Avg annual filing rate
  • 8.5%Peak (2013)
  • 38Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 391130707002002: 15 filings (4.22/100 renter HHs)2003: 45 filings (12.65/100 renter HHs)2004: 39 filings (10.96/100 renter HHs)2005: 34 filings (8.48/100 renter HHs)2006: 32 filings (7.98/100 renter HHs)2007: 25 filings (6.24/100 renter HHs)2008: 29 filings (7.23/100 renter HHs)2009: 25 filings (6.24/100 renter HHs)2010: 36 filings (5.79/100 renter HHs)2011: 48 filings (7.54/100 renter HHs)2012: 42 filings (6.59/100 renter HHs)2013: 54 filings (8.48/100 renter HHs)2014: 46 filings (7.22/100 renter HHs)2015: 37 filings (5.81/100 renter HHs)2016: 33 filings (5.06/100 renter HHs)2017: 48 filings (7.36/100 renter HHs)2018: 38 filings (5.83/100 renter HHs)
Filings climbed 153% over the past 17 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Trotwood

What moves this score most is tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trotwood, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Montgomery County average of 5.4 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 22.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 18.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39113070700

Q1

What is the eviction-risk score for census tract 39113070700?

Census tract 39113070700 in Trotwood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39113070700?

Median gross rent is $1,099/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39113070700?

25.9% of residents in tract 39113070700 live below the federal poverty line (ACS B17001, 2023). Population: 3,548.
Q4

How socially vulnerable is tract 39113070700?

CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 46th, household 34th, minority 86th, housing 33th.
Q5

How many evictions are filed each year in tract 39113070700?

Princeton Eviction Lab recorded 626 eviction filings across 17 validated years in tract 39113070700 (2000-2018). The average annual filing rate is 7.28% of renter households, peaking at 8.5% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 39113070700 struggle to pay rent?

About 22.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39113070700 compare to Trotwood overall?

Tract 39113070700 scores 5.2/10, higher than the parent city of Trotwood at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trotwood; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39113070700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Trotwood

Top eight tracts in Trotwood ranked by composite eviction-risk score.

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