Trotwood Eviction Risk: Moderate

21% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the high side, court filing pressure reads 7.7/10. SNAP participation runs 27.1% against 15.2% nationally.

On the softer side, state political climate reads 2.4/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Inability to pay a utility bill runs 17.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Court records carry 1,352 eviction filings across 17 observed years.

Against the Montgomery County average of 4.2, this tract reads riskier for landlords by 0.9 points. Filings peaked in 2017 at 20.4% of renter households. In a typical year about 11.1% of renter households face a filing.

That is riskier than roughly 63% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 8.1/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.