Birmingham Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. On the softer side, state political climate reads 1.8/10. Running cool, supply constraint reads 2.2/10.

At $917 a month, rents run 17% under what the rest of Birmingham commands. The filing record is not thin: 101 evictions over 11 years of observation.

Housing insecurity runs 21.4% against 14.2% nationally. Inability to pay a utility bill runs 15.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2012, when 10.5% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 5.2% of renter households face a filing.

That is riskier than roughly 47% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 7.5/10.

Rent consumes only 16% of average household income of $67,798, an unusually wide affordability cushion.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.