Core-Columbia Eviction Risk: High , San Diego

Annualized rent equals 46% of average household income of $58,924, past the 30% affordability line, which thins the margin any screening standard has to work with. 93% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the San Diego County average of 7.6, this tract reads riskier for landlords by 2.3 points.

The severe-burden share is 24%, and it is the single best predictor in this model of a filing that actually reaches judgment. The dominant input is rent-regulation exposure at 8/10.

The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, eviction-process difficulty reads 8/10. On the high side, local political climate reads 7.5/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 100th percentile of the 84,120 tracts scored.

Social vulnerability reads 7.5/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.