Talich Eviction Risk: Moderate , Oceanside

The severe-burden share is 29%, and it is the single best predictor in this model of a filing that actually reaches judgment. Pulling hardest the other way is economic stress at 1/10.

Set annual rent against average income of $116,042 and the ratio lands at 33%, above the conventional 30% ceiling. Cost burden runs 63% here against 52.5% across San Diego County. Running hot, tenant-organizing strength reads 8.3/10.

Against the San Diego County average of 7.6, this tract reads safer for landlords by 1.7 points. On the high side, rent-regulation exposure reads 8/10.

SNAP participation runs 7.4% against 15.2% nationally. Inability to pay a utility bill runs 4.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. That is riskier than roughly 77% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 3.6/10, which tracks how hard a shock lands on the households already here. Statewide the CA average is 7.5, so this tract runs 1.6 points cooler.

Of its three components the household composition measure is the least pressured. Poverty sits at 2%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.