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Census Tract · Ranked #35,899 of 84,120 nationally

Panama City Eviction Risk: Moderate

Tract 12005001700 · Bay, FL · pop 2,608 · 96% of tract blocks fall in Panama City

How risky is Panama City for landlords? Census tract 12005001700 scores 4.6/10, the Moderate tier. On the national scale it ranks #61,767 of 84,120 for landlord eviction difficulty.

73% of renter households here spend at least 30% of income on rent, a severe level, and 55% are severely burdened at 50% or more. The typical renter pays about $1,149 a month while the average household earns $47,945 a year, roughly 29% of income at the averages. Renters make up 42% of occupied homes.

Risk score
4.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 11% Owners 59%
Tract context
Occupied units1,046
Renter share41.8%
SVI overall0.99
Poverty rate17.2%
Median income$47,945

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
55 th percentile
Rank, 55th percentileLowHigh
#6 of 12 tracts In Panama City
Moderate
Within county
85 th percentile
Rank, 85th percentileLowHigh
#8 of 49 tracts In Bay
High
Within state
75 th percentile
Rank, 75th percentileLowHigh
#1,298 of 5,122 tracts In Florida
Elevated
National
57 th percentile
Rank, 57th percentileLowHigh
#35,899 of 84,120 tracts In U.S.
Elevated
Geographic context

Risk heat across Panama City and the region

Centroid at 30.1632, -85.6330 · click any tract to drill in

Why Panama City scores 4.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Panama City
3.5
Regional political climate
2024 county presidential margin
2.8
State political climate
Florida legislature & governorship
1.5
Economic stress
17.2% poverty · this tract
4.3
Supply constraint
$1,149 rent vs county FMR
2.1
Rent control risk
Inherited from Panama City
1.0
Eviction process difficulty
State law sets the calendar
1.5
Tenant organizing strength
Inherited from Panama City
2.6
Housing court bias
Inherited from Panama City
2.3

How Panama City compares

Risk score vs. parent city, county, state.
Panama City risk score vs. parent city / county / stateThis tract: 4.34.3This tracttract 001700Panama City: 2.22.2Panama Cityparent cityCounty: 3.33.3Countyavg tract in countyState: 3.53.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 99

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 576Total filings over 10 yrs
  • 10.76%Avg annual filing rate
  • 14.9%Peak (2015)
  • 66Filings in 2018 (latest validated)
Filings by year 2008 to 2018
Year-by-year eviction filings in tract 120050017002008: 54 filings (9.18/100 renter HHs)2010: 19 filings (3.56/100 renter HHs)2011: 33 filings (6.31/100 renter HHs)2012: 55 filings (10.52/100 renter HHs)2013: 60 filings (11.47/100 renter HHs)2014: 62 filings (11.85/100 renter HHs)2015: 78 filings (14.91/100 renter HHs)2016: 72 filings (13.33/100 renter HHs)2017: 77 filings (14.26/100 renter HHs)2018: 66 filings (12.22/100 renter HHs)
Filings climbed 22% over the past 10 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Panama City

What moves this score most is economic stress at 4.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Panama City, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Bay County average of 5.0 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.

The tract is Black and White and ranks around the 99th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

Princeton's Eviction Lab logged 576 eviction filings here over 10 tracked years, with about 10.8% of renter households facing a filing in a typical year. Filings peaked at 14.9% of renter households in 2015.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 12005001700

Q1

What is the eviction-risk score for census tract 12005001700?

Census tract 12005001700 in Panama City scores 4.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 12005001700?

Median gross rent is $1,149/month (ACS 5-year 2023, table B25064). 73% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 12005001700?

17.2% of residents in tract 12005001700 live below the federal poverty line (ACS B17001, 2023). Population: 2,608.
Q4

How socially vulnerable is tract 12005001700?

CDC Social Vulnerability Index ranks this tract in the 99th percentile nationally. Sub-themes: socioeconomic 98th, household 99th, minority 73th, housing 92th.
Q5

How many evictions are filed each year in tract 12005001700?

Princeton Eviction Lab recorded 576 eviction filings across 10 validated years in tract 12005001700 (2000-2018). The average annual filing rate is 10.76% of renter households, peaking at 14.9% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

How does tract 12005001700 compare to Panama City overall?

Tract 12005001700 scores 4.3/10, higher than the parent city of Panama City at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Panama City; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Panama City

Top eight tracts in Panama City ranked by composite eviction-risk score.

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