Heritage Oaks Eviction Risk: Moderate , Lealman

The clearest offset is supply constraint at 1/10. Annualized rent equals 34% of average household income of $37,054, past the 30% affordability line, which thins the margin any screening standard has to work with.

Well under the midpoint, state political climate reads 1.5/10. Against the Pinellas County average of 3.8, this tract reads riskier for landlords by 1.6 points.

On the softer side, eviction-process difficulty reads 1.7/10. Cost burden runs 61% here against 53.4% across Pinellas County.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. At $1,044 a month, rents run 16% under what the rest of Lealman commands.

Adults with no health insurance runs 18.6% against 11.3% nationally. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for St. Petersburg. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 8.3/10, which tracks how hard a shock lands on the households already here. Statewide the FL average is 4.1, so this tract runs 1.3 points hotter. Of its three components the housing type and transport measure is the most pressured.

44% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.