Neighborhood · Ranked #61,295 of 84,120 nationally
Bear Creek Eviction Risk: Lower , St. Petersburg
Tract 12103028200 ·
Pinellas, FL · pop 2,200 · neighborhood within 0.7 mi
With a score of 4.2/10, tract 12103028200 in Bear Creek in St. Petersburg ranks in the Moderate tier for landlord eviction risk. The tract is home to 2,200 residents. It lands near the 16th percentile nationally for landlord eviction risk.
About 12% of renters carry a rent burden of 30% of income or higher, a modest level, and 0% are severely burdened at 50% or more. Average rent runs $1,455 a month against an average household income of $85,594 a year, roughly 20% of income at the averages. Renters make up 9% of occupied homes.
Risk score
3.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 1%Stable renters 8%Owners 91%
Tract context
Occupied units968
Renter share8.6%
SVI overall0.44
Poverty rate8.9%
Median income$85,594
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
40th percentile
#4 of 6 tracts In Bear Creek
Moderate
Within parent city
0th percentile
#4 of 4 tracts In St. Petersburg
Very Low
Within county
39th percentile
#168 of 273 tracts In Pinellas
Low
Within state
45th percentile
#2,821 of 5,122 tracts In Florida
Moderate
Geographic context
Risk heat across St. Petersburg and the region
Centroid at 27.7570, -82.7171 · click any tract to drill in
Why Bear Creek scores 3.6
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Petersburg
5.5
Regional political climate
2024 county presidential margin
5.0
State political climate
Florida legislature & governorship
1.5
Economic stress
8.9% poverty · this tract
2.2
Supply constraint
$1,455 rent vs county FMR
2.4
Rent control risk
Inherited from St. Petersburg
8.7
Eviction process difficulty
State law sets the calendar
1.9
Tenant organizing strength
Inherited from St. Petersburg
5.7
Housing court bias
Inherited from St. Petersburg
7.6
How Bear Creek compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 44
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
48%Socioeconomic
80%Household composition
30%Racial/ethnic minority
21%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
57%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
102Total filings over 18 yrs
2.06%Avg annual filing rate
3.7%Peak (2016)
2Filings in 2017 (latest validated)
Filings by year2000 to 2017
Filings dropped 60% over the past 18 months.
Pandemic-era tracking (2020–2021)
17Total filings 2020-21
0.2Avg monthly (observed)
0.3Pre-pandemic baseline
0.81×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-01-01
Pandemic filings ran below baseline. Eviction Lab tracked Tacoma, WA as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Bear Creek. Closest by Eviction Risk Score.
The score leans hardest on rent-control risk at 8.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Petersburg eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores below the Pinellas County average of 4.8 and below the Florida statewide average of 4.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 44th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 12103028200
Q1
What is the eviction-risk score for census tract 12103028200?
Census tract 12103028200 in the Bear Creek neighborhood scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12103028200?
Median gross rent is $1,455/month (ACS 5-year 2023, table B25064). 12% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12103028200?
8.9% of residents in tract 12103028200 live below the federal poverty line (ACS B17001, 2023). Population: 2,200.
Q4
How socially vulnerable is tract 12103028200?
CDC Social Vulnerability Index ranks this tract in the 44th percentile nationally. Sub-themes: socioeconomic 48th, household 80th, minority 30th, housing 21th.
Q5
Is tract 12103028200 considered part of Bear Creek?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12103028200 fall within Bear Creek (neighborhood centroid within 0.7 miles, OSM data).
Q6
How many evictions are filed each year in tract 12103028200?
Princeton Eviction Lab recorded 102 eviction filings across 18 validated years in tract 12103028200 (2000-2018). The average annual filing rate is 2.06% of renter households, peaking at 3.7% in 2016. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 12103028200 drop during COVID?
Pandemic-era filings ran 0.81× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Tacoma, WA), 2020-2021.
Q8
How does tract 12103028200 compare to St. Petersburg overall?
Tract 12103028200 scores 3.6/10, higher than the parent city of St. Petersburg at 2.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Petersburg eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 12103028200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Petersburg
Top eight tracts in St. Petersburg ranked by composite eviction-risk score.