Lakeland Eviction Risk: Lower

Annualized rent equals 47% of average household income of $38,500, past the 30% affordability line, which thins the margin any screening standard has to work with. Pulling hardest the other way is rent-regulation exposure at 1/10.

Running cool, state political climate reads 1.5/10. On the softer side, tenant-organizing strength reads 2/10.

The filing record is not thin: 923 evictions over 17 years of observation. 50% of renter households cross the 30%-of-income line, above the Polk County average of 45.8%.

Adults with no health insurance runs 19.1% against 11.3% nationally. The voucher gap is 13.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Filings peaked in 2003 at 29.7% of renter households. Average gross rent is $1,511, 8% above the Lakeland average. In a typical year about 14.9% of renter households face a filing.

That is riskier than roughly 40% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 9.5/10.

Of its three components the household composition measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.