Lakeland Eviction Risk: Moderate

The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running cool, rent-regulation exposure reads 1/10.

21% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Set annual rent against average income of $40,121 and the ratio lands at 32%, above the conventional 30% ceiling.

Well under the midpoint, state political climate reads 1.5/10. Average gross rent is $1,084, 22% below the Lakeland average. Adults with no health insurance runs 23.2% against 11.3% nationally.

Against Polk County at 45.8%, roughly one in two of renters here are cost-burdened. Court records carry 1,749 eviction filings across 17 observed years.

Against the Polk County average of 3.9, this tract reads riskier for landlords by 0.8 points. Filings peaked in 2002 at 28.0% of renter households.

In a typical year about 11.8% of renter households face a filing. That is riskier than roughly 55% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.