Elgin Historic District Eviction Risk: Moderate

57% of renter households cross the 30%-of-income line, markedly above the Kane County average of 45.5%. Pulling hardest the other way is supply constraint at 1.7/10. Food insecurity runs 33.0% against 17.8% nationally.

Well under the midpoint, rent-regulation exposure reads 2/10. It sits 1.3 points above the Kane County average of 4.1. Princeton's Eviction Lab logged 61 filings here across 3 tracked years.

At $1,171 a month, rents run 14% under what the rest of Elgin commands. Inability to pay a utility bill runs 14.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2009, when 5.4% of renter households were served. In a typical year about 3.6% of renter households face a filing.

Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty. Social vulnerability reads 9.5/10 on the CDC index, a measure of exposure to housing and economic shocks. Of its three components the socioeconomic standing measure is the most pressured.

Annual rent works out to 20% of average household income of $70,221.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.