Neighborhood · Ranked #11,930 of 84,120 nationally

Jackson Oaks Eviction Risk: Elevated , Rockford

Tract 17201001300 · Winnebago County, IL · pop 2,183 · neighborhood within 0.6 mi

Eviction risk in Jackson Oaks in Rockford centers on tract 17201001300, which scores 5.6/10 (Moderate tier) and is home to 2,183 residents. That is riskier than about 61% of US census tracts.

Rent eats 30% or more of income for 51% of renter households, a severe level, and 34% are severely burdened at 50% or more. The typical renter pays about $724 a month while the average household earns $37,944 a year, roughly 23% of income at the averages. About 58% of occupied units are renter-occupied, a renter-majority tract.

Risk score

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 30% Stable renters 28% Owners 42%

Tract context

Occupied units945

Renter share57.9%

SVI overall0.90

Poverty rate47.1%

Median income$37,944

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Rockford and the region

Centroid at 42.2617, -89.0728 · click any tract to drill in

Why Jackson Oaks scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Rockford

4.5

Regional political climate

2024 county presidential margin

5.1

State political climate

Illinois legislature & governorship

5.2

Economic stress

47.1% poverty · this tract

10.0

Supply constraint

$724 rent vs county FMR

1.1

Rent control risk

Inherited from Rockford

2.0

Eviction process difficulty

State law sets the calendar

3.5

Tenant organizing strength

Inherited from Rockford

3.0

Housing court bias

Inherited from Rockford

3.5

How Jackson Oaks compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 90

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

96%Socioeconomic
95%Household composition
67%Racial/ethnic minority
47%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
67%Grade C
33%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Jackson Oaks. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

31.5%Housing insecurity
23.4%Utility-shutoff threat
43.6%Food insecurity
48.3%SNAP enrollment
22.1%Transit barriers
18.9%No health insurance
24.2%Frequent mental distress
43.1%Any disability

Analysis

What drives eviction risk in Jackson Oaks

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Rockford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Winnebago County average of 5.0 and in line with the Illinois statewide average of 5.4. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 33% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 31.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 23.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 17201001300

What is the eviction-risk score for census tract 17201001300?

Census tract 17201001300 in the Jackson Oaks neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 17201001300?

Median gross rent is $724/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.

What is the poverty rate in tract 17201001300?

47.1% of residents in tract 17201001300 live below the federal poverty line (ACS B17001, 2023). Population: 2,183.

How socially vulnerable is tract 17201001300?

CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 96th, household 95th, minority 67th, housing 47th.

Is tract 17201001300 considered part of Jackson Oaks?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 17201001300 fall within Jackson Oaks (neighborhood centroid within 0.6 miles, OSM data).

What share of households in tract 17201001300 struggle to pay rent?

About 31.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 17201001300 compare to Rockford overall?

Tract 17201001300 scores 6/10, higher than the parent city of Rockford at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Rockford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 17201001300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 33% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Rockford

Top eight tracts in Rockford ranked by composite eviction-risk score.