Muncie Eviction Risk: Moderate

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 56%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 90% of occupied units are tenant-occupied.

Annualized rent equals 40% of average household income of $26,926, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, tenant-organizing strength reads 9/10.

Cost burden runs 55% here against 44.5% across Delaware County. On the softer side, eviction-process difficulty reads 1.5/10.

Against the Delaware County average of 4.3, this tract reads riskier for landlords by 1.3 points. Food insecurity runs 29.3% against 17.8% nationally.

Inability to pay a utility bill runs 15.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #22,681 of 84,120 for landlord eviction difficulty.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.