Census Tract · Ranked #34,332 of 84,120 nationally

Elkhart Eviction Risk: Moderate

Tract 18039001501 · Elkhart County, IN · pop 5,607 · 47% of tract blocks fall in Elkhart

Census tract 18039001501 covers Elkhart in Elkhart County, home to 5,607 residents. For landlords it grades 5.3/10, a moderate reading. That is riskier than roughly 50% of the 84,120 US census tracts we score.

40% of renter households here spend at least 30% of income on rent, a severe level, and 19% are severely burdened at 50% or more. Average rent runs $1,123 a month against an average household income of $64,167 a year, roughly 21% of income at the averages. About 45% of occupied units are renter-occupied.

Risk score

4.4

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 18% Stable renters 27% Owners 55%

Tract context

Occupied units1,924

Renter share45.0%

SVI overall0.84

Poverty rate20.0%

Median income$64,167

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6914, -86.0306 · click any tract to drill in

Why Elkhart scores 4.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

20.0% poverty · this tract

5.0

Supply constraint

$1,123 rent vs county FMR

5.6

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 84

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

71%Socioeconomic
74%Household composition
46%Racial/ethnic minority
94%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

16.9%Housing insecurity
12.8%Utility-shutoff threat
22.5%Food insecurity
15.5%SNAP enrollment
11.4%Transit barriers
12.4%No health insurance
21.1%Frequent mental distress
38.6%Any disability

Analysis

What drives eviction risk in Elkhart

The heaviest input here is tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elkhart eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Elkhart County average of 4.7 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 16.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 12.8% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 84th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18039001501

What is the eviction-risk score for census tract 18039001501?

Census tract 18039001501 in Elkhart scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039001501?

Median gross rent is $1,123/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.

What is the poverty rate in tract 18039001501?

20.0% of residents in tract 18039001501 live below the federal poverty line (ACS B17001, 2023). Population: 5,607.

How socially vulnerable is tract 18039001501?

CDC Social Vulnerability Index ranks this tract in the 84th percentile nationally. Sub-themes: socioeconomic 71th, household 74th, minority 46th, housing 94th.

What share of households in tract 18039001501 struggle to pay rent?

About 16.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039001501 compare to Elkhart overall?

Tract 18039001501 scores 4.4/10, higher than the parent city of Elkhart at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.