Census Tract · Ranked #29,336 of 84,120 nationally

Elkhart Eviction Risk: Moderate

Tract 18039002102 · Elkhart County, IN · pop 5,140 · 84% of tract blocks fall in Elkhart

Tract 18039002102 sits in Elkhart eviction risk, IN, carrying an eviction-risk score of 5.2/10. Population here is 5,140. 38% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

5.2

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 32% Stable renters 19% Owners 49%

Tract context

Occupied units1,828

Renter share50.9%

SVI overall0.92

Poverty rate15.9%

Median income$41,609

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6574, -85.9514 · click any tract to drill in

Why Elkhart scores 5.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

15.9% poverty · this tract

4.0

Supply constraint

$967 rent vs county FMR

4.2

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 92

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

82%Socioeconomic
90%Household composition
75%Racial/ethnic minority
91%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.0%Housing insecurity
18.1%Utility-shutoff threat
34.2%Food insecurity
24.0%SNAP enrollment
16.3%Transit barriers
22.0%No health insurance
21.6%Frequent mental distress
42.3%Any disability

Analysis

What drives eviction risk in Elkhart

Cost burden runs 63% here against 40.7% across Elkhart County. What pushes it up most is tenant-organizing strength at 8.9/10.

Well under the midpoint, eviction-process difficulty reads 1.7/10. On the softer side, state political climate reads 2/10.

Against the Elkhart County average of 3.9, this tract reads riskier for landlords by 1.3 points. Adults with no health insurance runs 22.0% against 11.3% nationally.

Inability to pay a utility bill runs 18.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Nationally it ranks #29,336 of 84,120 for landlord eviction difficulty. Social vulnerability reads 9.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the IN average is 3.9, so this tract runs 1.3 points hotter. Of its three components the household composition measure is the most pressured.

Average gross rent is $967, close to the Elkhart average.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 18039002102

What is the eviction-risk score for census tract 18039002102?

Census tract 18039002102 in Elkhart scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039002102?

Median gross rent is $967/month (ACS 5-year 2023, table B25064). 63% of renter households are cost-burdened.

What is the poverty rate in tract 18039002102?

15.9% of residents in tract 18039002102 live below the federal poverty line (ACS B17001, 2023). Population: 5,140.

How socially vulnerable is tract 18039002102?

CDC Social Vulnerability Index ranks this tract in the 92th percentile nationally. Sub-themes: socioeconomic 82th, household 90th, minority 75th, housing 91th.

What share of households in tract 18039002102 struggle to pay rent?

About 25.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 18.1% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039002102 compare to Elkhart overall?

Tract 18039002102 scores 5.2/10, higher than the parent city of Elkhart at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.