Census Tract · Ranked #42,763 of 84,120 nationally

Elkhart Eviction Risk: Lower

Tract 18039002202 · Elkhart County, IN · pop 4,986 · 78% of tract blocks fall in Elkhart

Elkhart in Elkhart County anchors census tract 18039002202, which lands at 4.6/10 on landlord eviction risk. That is riskier than roughly 26% of the 84,120 US census tracts we score.

29% of renter households here spend at least 30% of income on rent, a moderate level, and 23% are severely burdened at 50% or more. The typical renter pays about $935 a month while the average household earns $57,827 a year, roughly 19% of income at the averages. About 34% of occupied units are renter-occupied.

Risk score

3.9

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 10% Stable renters 24% Owners 66%

Tract context

Occupied units1,501

Renter share34.0%

SVI overall0.65

Poverty rate12.6%

Median income$57,827

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Elkhart and the region

Centroid at 41.6619, -85.9748 · click any tract to drill in

Why Elkhart scores 3.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Elkhart

4.2

Regional political climate

2024 county presidential margin

3.6

State political climate

Indiana legislature & governorship

2.0

Economic stress

12.6% poverty · this tract

3.1

Supply constraint

$935 rent vs county FMR

3.9

Rent control risk

Inherited from Elkhart

6.8

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Elkhart

8.9

Housing court bias

Inherited from Elkhart

7.3

How Elkhart compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 65

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

56%Socioeconomic
54%Household composition
77%Racial/ethnic minority
66%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

21.5%Housing insecurity
14.2%Utility-shutoff threat
26.0%Food insecurity
14.7%SNAP enrollment
12.3%Transit barriers
19.3%No health insurance
19.0%Frequent mental distress
35.9%Any disability

Analysis

What drives eviction risk in Elkhart

The score leans hardest on tenant organizing strength at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elkhart eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Elkhart County average of 4.7 and in line with the Indiana statewide average of 4.7. Within its own county it reads on the safer side for landlords.

The tract is Hispanic or Latino and White and ranks around the 65th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 21.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 14.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18039002202

What is the eviction-risk score for census tract 18039002202?

Census tract 18039002202 in Elkhart scores 3.9/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 18039002202?

Median gross rent is $935/month (ACS 5-year 2023, table B25064). 29% of renter households are cost-burdened.

What is the poverty rate in tract 18039002202?

12.6% of residents in tract 18039002202 live below the federal poverty line (ACS B17001, 2023). Population: 4,986.

How socially vulnerable is tract 18039002202?

CDC Social Vulnerability Index ranks this tract in the 65th percentile nationally. Sub-themes: socioeconomic 56th, household 54th, minority 77th, housing 66th.

What share of households in tract 18039002202 struggle to pay rent?

About 21.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 14.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 18039002202 compare to Elkhart overall?

Tract 18039002202 scores 3.9/10, higher than the parent city of Elkhart at 2.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elkhart eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Elkhart

Top eight tracts in Elkhart ranked by composite eviction-risk score.