Echo Crest Eviction Risk: Moderate , Carmel

18% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, state political climate reads 2/10.

Well under the midpoint, eviction-process difficulty reads 2.1/10. 40% of renter households cross the 30%-of-income line, above the Hamilton County average of 33.7%. Food insecurity runs 8.2% against 17.8% nationally.

The filing record is not thin: 31 evictions over 1 years of observation. At $1,457 a month, rents run 15% under what the rest of Carmel commands. The voucher gap is 13.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Housing insecurity runs 7.0% against 14.2% nationally. It sits 0.7 points above the Hamilton County average of 3.6.

Filings peaked in 2011 at 7.0% of renter households. In a typical year about 7.0% of renter households face a filing. On the national scale it lands near the 47th percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.