Echo Crest Eviction Risk: Moderate , Carmel

The clearest offset is economic stress at 1/10. Running cool, state political climate reads 2/10. On the softer side, eviction-process difficulty reads 2.1/10.

11% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. SNAP participation runs 5.8% against 15.2% nationally.

The voucher gap is 16.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. It sits 0.9 points above the Hamilton County average of 3.6. Food insecurity runs 10.1% against 17.8% nationally.

Average gross rent is $1,491, 13% below the Carmel average. That is riskier than roughly 51% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 5.6/10.

Poverty sits at 4%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.