Waterbury Eviction Risk: Lower , Des Moines

The clearest offset is rent-regulation exposure at 1/10. Well under the midpoint, economic stress reads 1/10. Sitting well above the midpoint, court filing pressure reads 8.2/10.

Housing insecurity runs 4.8% against 14.2% nationally. Court records carry 148 eviction filings across 10 observed years. It sits 0.8 points below the Polk County average of 3.8.

At $940 a month, rents run 14% under what the rest of Des Moines commands. Inability to pay a utility bill runs 3.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2006 at 8.2% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground A ("Best"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 5.5% of renter households face a filing.

That is riskier than roughly 20% of the 84,120 US census tracts in this model. At 11% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.