Tract 27123030500 ·
Ramsey County, MN · pop 6,160 · neighborhood within 0.6 mi
Census tract 27123030500 sits in the North End area of St. Paul, Minnesota eviction laws, and carries an eviction-risk score of 7.1/10. That is riskier than about 96% of US census tracts.
About 56% of renters carry a rent burden of 30% of income or higher, a severe level, and 29% are severely burdened at 50% or more. Average gross rent is $1,063 monthly, set against $49,717 in average yearly household income, roughly 26% of income at the averages. Renters make up 67% of occupied homes, a renter-majority tract.
Risk score
6.9
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 38%Stable renters 29%Owners 33%
Tract context
Occupied units1,924
Renter share66.9%
SVI overall0.96
Poverty rate32.1%
Median income$49,717
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 5 tracts In North End
Very High
Within parent city
96th percentile
#4 of 85 tracts In St. Paul
Very High
Within county
98th percentile
#4 of 143 tracts In Ramsey County
Very High
Within state
98th percentile
#31 of 1,502 tracts In Minnesota
Very High
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.9827, -93.0973 · click any tract to drill in
Why North End scores 6.9
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
32.1% poverty · this tract
8.0
Supply constraint
$1,063 rent vs county FMR
1.3
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How North End compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 96
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
84%Socioeconomic
96%Household composition
85%Racial/ethnic minority
94%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
0%Grade A
0%Grade B
43%Grade C
5%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
277Total filings over 7 yrs
3.26%Avg annual filing rate
4.0%Peak (2013)
31Filings in 2015 (latest validated)
Filings by year2009 to 2015
Filings stayed roughly flat over the past 7 months.
Pandemic-era tracking (2020–2021)
410Total filings 2020-21
5.3Avg monthly (observed)
3.0Pre-pandemic baseline
1.77×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran above baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
26.1%Housing insecurity
17.5%Utility-shutoff threat
42.4%Food insecurity
35.3%SNAP enrollment
21.5%Transit barriers
16.1%No health insurance
21.4%Frequent mental distress
40.3%Any disability
Analysis
What drives eviction risk in North End
What moves this score most is rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
Part of this tract, about 5% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.
In CDC survey modeling, about 26.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 17.5% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123030500
Q1
What is the eviction-risk score for census tract 27123030500?
Census tract 27123030500 in the North End neighborhood scores 6.9/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123030500?
Median gross rent is $1,063/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123030500?
32.1% of residents in tract 27123030500 live below the federal poverty line (ACS B17001, 2023). Population: 6,160.
Q4
How socially vulnerable is tract 27123030500?
CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 84th, household 96th, minority 85th, housing 94th.
Q5
Is tract 27123030500 considered part of North End?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123030500 fall within North End (neighborhood centroid within 0.6 miles, OSM data).
Q6
How many evictions are filed each year in tract 27123030500?
Princeton Eviction Lab recorded 277 eviction filings across 7 validated years in tract 27123030500 (2000-2018). The average annual filing rate is 3.26% of renter households, peaking at 4.0% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 27123030500 drop during COVID?
Pandemic-era filings ran 1.77× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q8
What share of households in tract 27123030500 struggle to pay rent?
About 26.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 17.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 27123030500 compare to St. Paul overall?
Tract 27123030500 scores 6.9/10, higher than the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 27123030500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 5% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.