Catlin Courts Eviction Risk: Lower , Duluth

The clearest offset is economic stress at 1.4/10. The voucher gap is 30.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. about half of renter households cross the 30%-of-income line, higher than the St. Louis County average of 40.0%.

Running hot, supply constraint reads 8.1/10. 17% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Food insecurity runs 7.5% against 17.8% nationally. It sits 0.9 points below the St. Louis County average of 4.3. Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 29% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 4.7/10, which tracks how hard a shock lands on the households already here.

Statewide the MN average is 4.5, so this tract runs 1.1 points cooler. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap. Annual rent works out to 20% of average household income of $87,250.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.