Duluth Eviction Risk: Moderate

Against St. Louis County at 40.0%, 61% of renters here are cost-burdened. The score leans hardest on economic stress at 10/10. Set annual rent against average income of $25,811 and the ratio lands at 47%, above the conventional 30% ceiling.

The poverty rate is 43%, which in this model reads as reduced rent-recovery odds after a judgment. 96% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Against the St. Louis County average of 4.3, this tract reads riskier for landlords by 1.4 points.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #21,564 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 6.8/10, which tracks how hard a shock lands on the households already here. Statewide the MN average is 4.5, so this tract runs 1.2 points hotter.

Of its three components the housing type and transport measure is the most pressured. Average gross rent is $1,006, close to the Duluth average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.