University Heights Eviction Risk: High , Newark

Food insecurity runs 46.2% against 17.8% nationally. The poverty rate is 47%, which in this model reads as reduced rent-recovery odds after a judgment.

The severe-burden share is 32%, and it is the single best predictor in this model of a filing that actually reaches judgment. Against the Essex County average of 7.3, this tract reads riskier for landlords by 2.6 points.

Sitting well above the midpoint, court filing pressure reads 9.7/10. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Inability to pay a utility bill runs 28.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Annualized rent equals 40% of average household income of $37,226, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, rent-regulation exposure reads 9/10. Princeton eviction risk's Eviction Lab logged 1,316 filings here across 6 tracked years.

Average gross rent is $1,241, 11% below the Newark average. Filings peaked in 2018 at 47.7% of renter households.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Essex Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 45.0% of renter households face a filing.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.