Kensington Eviction Risk: High , Buffalo

26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on local political climate at 8/10. On the high side, eviction-process difficulty reads 8/10.

Housing insecurity runs 27.3% against 14.2% nationally. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Inability to pay a utility bill runs 19.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

50% of renter households cross the 30%-of-income line, above the Erie County average of 44.6%. Running hot, rent-regulation exposure reads 7.5/10.

Average gross rent is $917, 12% below the Buffalo average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #3,082 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 8.7/10. Statewide the NY average is 7.7, so this tract runs 1.6 points hotter. Of its three components the household composition measure is the most pressured.

Annual rent works out to 27% of average household income of $40,777. 46% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.