Neighborhood · Ranked #24,926 of 84,120 nationally

Murphy Junction Eviction Risk: Moderate , Asheville

Tract 37021001402 · Buncombe County, NC · pop 3,020 · neighborhood within 0.4 mi

Here is how census tract 37021001402, in the Murphy Junction neighborhood of Asheville eviction risk, looks to a landlord: a 5.7/10 eviction-risk score (Moderate tier) across a population of 3,020. That is riskier than about 64% of US census tracts.

58% of renter households here spend at least 30% of income on rent, a severe level, and 46% are severely burdened at 50% or more. The typical renter pays about $1,038 a month while the average household earns $40,281 a year, roughly 31% of income at the averages. About 44% of occupied units are renter-occupied.

Risk score

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 18% Owners 56%

Tract context

Occupied units1,121

Renter share44.0%

SVI overall0.80

Poverty rate16.9%

Median income$40,281

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Asheville and the region

Centroid at 35.5978, -82.5844 · click any tract to drill in

Why Murphy Junction scores 5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Asheville

7.5

Regional political climate

2024 county presidential margin

6.1

State political climate

North Carolina legislature & governorship

2.3

Economic stress

16.9% poverty · this tract

4.2

Supply constraint

$1,038 rent vs county FMR

1.9

Rent control risk

Inherited from Asheville

2.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Asheville

6.5

Housing court bias

Inherited from Asheville

4.0

How Murphy Junction compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 80

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

81%Socioeconomic
93%Household composition
67%Racial/ethnic minority
43%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
3%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Murphy Junction. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.4%Housing insecurity
13.8%Utility-shutoff threat
27.2%Food insecurity
24.2%SNAP enrollment
13.7%Transit barriers
19.7%No health insurance
19.0%Frequent mental distress
38.3%Any disability

Analysis

What drives eviction risk in Murphy Junction

The score leans hardest on tenant organizing strength at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Asheville eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Buncombe County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is White and Hispanic or Latino and ranks around the 80th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 20.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37021001402

What is the eviction-risk score for census tract 37021001402?

Census tract 37021001402 in the Murphy Junction neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37021001402?

Median gross rent is $1,038/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.

What is the poverty rate in tract 37021001402?

16.9% of residents in tract 37021001402 live below the federal poverty line (ACS B17001, 2023). Population: 3,020.

How socially vulnerable is tract 37021001402?

CDC Social Vulnerability Index ranks this tract in the 80th percentile nationally. Sub-themes: socioeconomic 81th, household 93th, minority 67th, housing 43th.

Is tract 37021001402 considered part of Murphy Junction?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37021001402 fall within Murphy Junction (neighborhood centroid within 0.4 miles, OSM data).

What share of households in tract 37021001402 struggle to pay rent?

About 20.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37021001402 compare to Asheville overall?

Tract 37021001402 scores 5/10, higher than the parent city of Asheville at 3.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Asheville eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 37021001402 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Asheville

Top eight tracts in Asheville ranked by composite eviction-risk score.