Neighborhood · Ranked #34,332 of 84,120 nationally

Stonegate Eviction Risk: Moderate , Shelby

Tract 37045950702 · Cleveland County, NC · pop 3,906 · neighborhood within 0.9 mi

Here is how census tract 37045950702, in Stonegate in Shelby eviction risk, looks to a landlord: a 5.5/10 eviction-risk score (Moderate tier) across a population of 3,906. On the national scale it ranks #36,718 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 28% of renter households, a moderate level, and 12% are severely burdened at 50% or more. The typical renter pays about $941 a month while the average household earns $64,167 a year, roughly 18% of income at the averages. About 31% of occupied units are renter-occupied.

Risk score

4.4

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 22% Owners 69%

Tract context

Occupied units1,708

Renter share30.6%

SVI overall0.45

Poverty rate17.0%

Median income$64,167

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Shelby and the region

Centroid at 35.2714, -81.5007 · click any tract to drill in

Why Stonegate scores 4.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Shelby

4.0

Regional political climate

2024 county presidential margin

3.4

State political climate

North Carolina legislature & governorship

2.3

Economic stress

17.0% poverty · this tract

4.2

Supply constraint

$941 rent vs county FMR

5.1

Rent control risk

Inherited from Shelby

5.9

Eviction process difficulty

State law sets the calendar

2.4

Tenant organizing strength

Inherited from Shelby

8.2

Housing court bias

Inherited from Shelby

6.7

How Stonegate compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 45

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

34%Socioeconomic
63%Household composition
51%Racial/ethnic minority
45%Housing & transportation

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

14.3%Housing insecurity
9.9%Utility-shutoff threat
18.5%Food insecurity
16.3%SNAP enrollment
9.8%Transit barriers
10.5%No health insurance
17.4%Frequent mental distress
36.7%Any disability

Analysis

What drives eviction risk in Stonegate

The score leans hardest on tenant organizing strength at 8.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Shelby eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Cleveland County average of 5.7 and in line with the North Carolina statewide average of 5.3. Within its own county it reads on the safer side for landlords.

In CDC survey modeling, about 14.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.9% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 45th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 37045950702

What is the eviction-risk score for census tract 37045950702?

Census tract 37045950702 in the Stonegate neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37045950702?

Median gross rent is $941/month (ACS 5-year 2023, table B25064). 28% of renter households are cost-burdened.

What is the poverty rate in tract 37045950702?

17.0% of residents in tract 37045950702 live below the federal poverty line (ACS B17001, 2023). Population: 3,906.

How socially vulnerable is tract 37045950702?

CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 34th, household 63th, minority 51th, housing 45th.

Is tract 37045950702 considered part of Stonegate?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 37045950702 fall within Stonegate (neighborhood centroid within 0.9 miles, OSM data).

What share of households in tract 37045950702 struggle to pay rent?

About 14.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37045950702 compare to Shelby overall?

Tract 37045950702 scores 4.4/10, higher than the parent city of Shelby at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Shelby eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Shelby

Top eight tracts in Shelby ranked by composite eviction-risk score.