Neighborhood · Ranked #46,312 of 84,120 nationally

Horace Mann Eviction Risk: Lower , Fargo

Tract 38017000501 · Cass County, ND · pop 3,222 · neighborhood within 0.1 mi

For landlords sizing up the Horace Mann area of Fargo, census tract 38017000501 carries a lower eviction-risk score of 2.8/10. That is riskier than roughly 1% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 31% of renter households, a high level, and 15% are severely burdened at 50% or more. Average rent runs $808 a month against an average household income of $60,491 a year, roughly 16% of income at the averages. About 58% of occupied units are renter-occupied, a renter-majority tract.

Risk score

3.7

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 18% Stable renters 40% Owners 42%

Tract context

Occupied units1,570

Renter share57.7%

SVI overall0.38

Poverty rate12.3%

Median income$60,491

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Fargo and the region

Centroid at 46.8850, -96.7818 · click any tract to drill in

Why Horace Mann scores 3.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Fargo

3.0

Regional political climate

2024 county presidential margin

4.9

State political climate

North Dakota legislature & governorship

1.5

Economic stress

12.3% poverty · this tract

3.1

Supply constraint

$808 rent vs county FMR

3.0

Rent control risk

Inherited from Fargo

1.0

Eviction process difficulty

State law sets the calendar

1.5

Tenant organizing strength

Inherited from Fargo

1.5

Housing court bias

Inherited from Fargo

1.5

How Horace Mann compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 38

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

42%Socioeconomic
3%Household composition
25%Racial/ethnic minority
87%Housing & transportation

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

8.6%Housing insecurity
5.7%Utility-shutoff threat
10.2%Food insecurity
6.6%SNAP enrollment
6.5%Transit barriers
6.7%No health insurance
14.3%Frequent mental distress
23.3%Any disability

Analysis

What drives eviction risk in Horace Mann

The score leans hardest on economic stress at 3.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fargo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Cass County average of 3.2 and below the North Dakota statewide average of 3.1. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 38th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 8.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 5.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 38017000501

What is the eviction-risk score for census tract 38017000501?

Census tract 38017000501 in the Horace Mann neighborhood scores 3.7/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 38017000501?

Median gross rent is $808/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.

What is the poverty rate in tract 38017000501?

12.3% of residents in tract 38017000501 live below the federal poverty line (ACS B17001, 2023). Population: 3,222.

How socially vulnerable is tract 38017000501?

CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 42th, household 3th, minority 25th, housing 87th.

Is tract 38017000501 considered part of Horace Mann?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 38017000501 fall within Horace Mann (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 38017000501 struggle to pay rent?

About 8.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 5.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 38017000501 compare to Fargo overall?

Tract 38017000501 scores 3.7/10, higher than the parent city of Fargo at 1.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fargo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Fargo

Top eight tracts in Fargo ranked by composite eviction-risk score.