Neighborhood · Ranked #25,671 of 84,120 nationally

Mill Creek Eviction Risk: Moderate , Garfield Heights

Tract 39035154100 · Cuyahoga County, OH · pop 2,226 · neighborhood within 0.6 mi

How risky is the Mill Creek neighborhood of Garfield Heights for landlords? Census tract 39035154100 scores 6.8/10, the Elevated tier. That is riskier than about 91% of US census tracts.

About 47% of renters carry a rent burden of 30% of income or higher, a severe level, and 41% are severely burdened at 50% or more. Average gross rent is $1,058 monthly, set against $53,750 in average yearly household income, roughly 24% of income at the averages. About 50% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.9

Moderate

Confidence 100% · 1-10 scale

Household mix · 100 hh

Burdened renters 23% Stable renters 27% Owners 50%

Tract context

Occupied units920

Renter share50.2%

SVI overall0.71

Poverty rate25.6%

Median income$53,750

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Garfield Heights and the region

Centroid at 41.4318, -81.6234 · click any tract to drill in

Why Mill Creek scores 5.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Garfield Heights

7.0

Regional political climate

2024 county presidential margin

6.7

State political climate

Ohio legislature & governorship

2.4

Economic stress

25.6% poverty · this tract

6.4

Supply constraint

$1,058 rent vs county FMR

3.8

Rent control risk

Inherited from Garfield Heights

8.9

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Garfield Heights

8.4

Housing court bias

Inherited from Garfield Heights

8.5

How Mill Creek compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 71

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

87%Socioeconomic
87%Household composition
75%Racial/ethnic minority
15%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
22%Grade B
78%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings · Princeton Eviction Lab

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.

Historic baseline (2000-2018)

302Total filings over 12 yrs
11.48%Avg annual filing rate
19.3%Peak (2012)
28Filings in 2016 (latest validated)

Filings by year 2004 to 2016

Filings climbed 33% over the past 12 months.

Comparable tracts

Census tracts with similar eviction risk

Within Mill Creek. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

23.8%Housing insecurity
19.2%Utility-shutoff threat
29.7%Food insecurity
28.6%SNAP enrollment
15.2%Transit barriers
10.7%No health insurance
20.7%Frequent mental distress
35.5%Any disability

Analysis

What drives eviction risk in Mill Creek

The score leans hardest on rent-control risk at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Garfield Heights eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Cuyahoga County average of 5.8 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 23.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 19.2% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39035154100

What is the eviction-risk score for census tract 39035154100?

Census tract 39035154100 in the Mill Creek neighborhood scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39035154100?

Median gross rent is $1,058/month (ACS 5-year 2023, table B25064). 47% of renter households are cost-burdened.

What is the poverty rate in tract 39035154100?

25.6% of residents in tract 39035154100 live below the federal poverty line (ACS B17001, 2023). Population: 2,226.

How socially vulnerable is tract 39035154100?

CDC Social Vulnerability Index ranks this tract in the 71th percentile nationally. Sub-themes: socioeconomic 87th, household 87th, minority 75th, housing 15th.

Is tract 39035154100 considered part of Mill Creek?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39035154100 fall within Mill Creek (neighborhood centroid within 0.6 miles, OSM data).

How many evictions are filed each year in tract 39035154100?

Princeton Eviction Lab recorded 302 eviction filings across 12 validated years in tract 39035154100 (2000-2018). The average annual filing rate is 11.48% of renter households, peaking at 19.3% in 2012. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 39035154100 struggle to pay rent?

About 23.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 19.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39035154100 compare to Garfield Heights overall?

Tract 39035154100 scores 5.9/10, right in line with the parent city of Garfield Heights at 5.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Garfield Heights eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39035154100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Garfield Heights

Top eight tracts in Garfield Heights ranked by composite eviction-risk score.