Evergreen Village Eviction Risk: Moderate , Lorain

The score leans hardest on tenant-organizing strength at 8.6/10. 24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Against the Lorain County average of 4.1, this tract reads riskier for landlords by 1.8 points. Sitting well above the midpoint, housing-court posture reads 8/10. The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, eviction-process difficulty reads 2.1/10. The filing record is not thin: 841 evictions over 11 years of observation.

Filings peaked in 2003 at 17.2% of renter households. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Lorain. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 12.5% of renter households face a filing.

On the national scale it lands near the 77th percentile of the 84,120 tracts scored. Social vulnerability reads 9.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the OH average is 4.2, so this tract runs 1.7 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.