Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #24,859 of 84,120 nationally
Cumberland Street Historic District Eviction Risk: Moderate , Toledo
Tract 39095000800 · Lucas County, OH · pop 1,416 · neighborhood within 0.5 mi
39095000800 is a census tract in the Cumberland Street Historic District area of Toledo, OH. It scores 5.4/10 for landlords. It is home to 1,416 residents. Food insecurity runs 38.1% against 17.8% nationally.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 13%
Stable renters 22%
Owners 65%
Tract context
Occupied units614
Renter share34.5%
SVI overall0.87
Poverty rate23.6%
Median income$36,667
Percentile rank
Higher percentile = riskier than more peers.Within parent city
99
th percentile
Very High
Within county
74
th percentile
Elevated
Within state
83
th percentile
High
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6824, -83.5622 · click any tract to drill in
Why Cumberland Street Historic District scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
23.6% poverty · this tract
5.9
Supply constraint
$843 rent vs county FMR
3.0
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Cumberland Street Historic District compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 87
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 85%Socioeconomic
- 89%Household composition
- 90%Racial/ethnic minority
- 60%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 29%Grade B
- 22%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 691Total filings over 15 yrs
- 15.26%Avg annual filing rate
- 29.2%Peak (2013)
- 24Filings in 2018 (latest validated)
Filings dropped 57% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 29.5%Housing insecurity
- 23.5%Utility-shutoff threat
- 38.1%Food insecurity
- 38.1%SNAP enrollment
- 18.9%Transit barriers
- 12.6%No health insurance
- 22.1%Frequent mental distress
- 40.2%Any disability
Analysis
What drives eviction risk in Cumberland Street Historic District
The dominant input is court filing pressure at 8.9/10. Well under the midpoint, rent-regulation exposure reads 1.5/10.
Housing insecurity runs 29.5% against 14.2% nationally. The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment.
The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points.
Running cool, state political climate reads 2.4/10. Princeton's Eviction Lab logged 691 filings here across 15 tracked years.
37% of renter households cross the 30%-of-income line, below the Lucas County average of 41.3%. The worst year on record was 2013, when 29.2% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
In a typical year about 15.3% of renter households face a filing. That is riskier than roughly 70% of the 84,120 US census tracts in this model.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 39095000800
Q1
What is the eviction-risk score for census tract 39095000800?
Census tract 39095000800 in the Cumberland Street Historic District neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095000800?
Median gross rent is $843/month (ACS 5-year 2023, table B25064). 37% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095000800?
23.6% of residents in tract 39095000800 live below the federal poverty line (ACS B17001, 2023). Population: 1,416.
Q4
How socially vulnerable is tract 39095000800?
CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 85th, household 89th, minority 90th, housing 60th.
Q5
Is tract 39095000800 considered part of Cumberland Street Historic District?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095000800 fall within Cumberland Street Historic District (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095000800?
Princeton Eviction Lab recorded 691 eviction filings across 15 validated years in tract 39095000800 (2000-2018). The average annual filing rate is 15.26% of renter households, peaking at 29.2% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095000800 struggle to pay rent?
About 29.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095000800 compare to Toledo overall?
Tract 39095000800 scores 5.4/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095000800 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Northlawn
5.4
/ 10 · Moderate
Tract · OH
Westmoreland
5.4
/ 10 · Moderate
Tract · OH
Roosevelt
5.4
/ 10 · Moderate
Tract · OH
Northriver
5.4
/ 10 · Moderate
Tract · OH
Roosevelt
5.4
/ 10 · Moderate
Tract · OH
39095007306
5.4
/ 10 · Moderate
Tract · OH
Uptown
5.4
/ 10 · Moderate
Tract · OH
Southwyck
5.4
/ 10 · Moderate
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