Saint Peter and Saint Paul Historic District Eviction Risk: Moderate , Toledo

64% of renter households cross the 30%-of-income line, far above the Lucas County average of 41.3%. The score leans hardest on economic stress at 10/10.

The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment. Food insecurity runs 39.4% against 17.8% nationally.

Running hot, court filing pressure reads 8.9/10. Set annual rent against average income of $34,423 and the ratio lands at 33%, above the conventional 30% ceiling. Well under the midpoint, rent-regulation exposure reads 1.5/10.

Inability to pay a utility bill runs 23.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.2 points. The filing record is not thin: 1,208 evictions over 15 years of observation.

Filings peaked in 2004 at 13.5% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 13.3% of renter households face a filing.

On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.