Neighborhood · Ranked #15,522 of 84,120 nationally

Saint Peter and Saint Paul Historic District Eviction Risk: Moderate , Toledo

Tract 39095005400 · Lucas County, OH · pop 2,215 · neighborhood within 0.9 mi

Tract 39095005400, home to 2,215 residents in the Saint Peter and Saint Paul Historic District area of Toledo, scores 6.5/10 for landlord eviction risk. On the national scale it ranks #11,487 of 84,120 for landlord eviction difficulty.

About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 50% are severely burdened at 50% or more. The typical renter pays about $945 a month while the average household earns $34,423 a year, roughly 33% of income at the averages. Renters make up 57% of occupied homes, a renter-majority tract.

Risk score

5.7

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 36% Stable renters 21% Owners 43%

Tract context

Occupied units894

Renter share56.6%

SVI overall0.63

Poverty rate43.9%

Median income$34,423

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6265, -83.5514 · click any tract to drill in

Why Saint Peter and Saint Paul Historic District scores 5.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

43.9% poverty · this tract

10.0

Supply constraint

$945 rent vs county FMR

3.9

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Saint Peter and Saint Paul Historic District compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 63

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

89%Socioeconomic
80%Household composition
68%Racial/ethnic minority
7%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
41%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

1,208Total filings over 15 yrs
13.26%Avg annual filing rate
13.5%Peak (2004)
57Filings in 2018 (latest validated)

Filings by year 2003 to 2018

Filings dropped 47% over the past 15 months.

Comparable tracts

Census tracts with similar eviction risk

Within Saint Peter and Saint Paul Historic District. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

27.9%Housing insecurity
23.7%Utility-shutoff threat
39.4%Food insecurity
42.0%SNAP enrollment
19.8%Transit barriers
17.9%No health insurance
23.5%Frequent mental distress
44.3%Any disability

Analysis

What drives eviction risk in Saint Peter and Saint Paul Historic District

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 27.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 23.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is White and Black and ranks around the 63rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095005400

What is the eviction-risk score for census tract 39095005400?

Census tract 39095005400 in the Saint Peter and Saint Paul Historic District neighborhood scores 5.7/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095005400?

Median gross rent is $945/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 39095005400?

43.9% of residents in tract 39095005400 live below the federal poverty line (ACS B17001, 2023). Population: 2,215.

How socially vulnerable is tract 39095005400?

CDC Social Vulnerability Index ranks this tract in the 63th percentile nationally. Sub-themes: socioeconomic 89th, household 80th, minority 68th, housing 7th.

Is tract 39095005400 considered part of Saint Peter and Saint Paul Historic District?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095005400 fall within Saint Peter and Saint Paul Historic District (neighborhood centroid within 0.9 miles, OSM data).

How many evictions are filed each year in tract 39095005400?

Princeton Eviction Lab recorded 1,208 eviction filings across 15 validated years in tract 39095005400 (2000-2018). The average annual filing rate is 13.26% of renter households, peaking at 13.5% in 2004. Source: Eviction Lab tract-validated 2024 release.

What share of households in tract 39095005400 struggle to pay rent?

About 27.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095005400 compare to Toledo overall?

Tract 39095005400 scores 5.7/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095005400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org