Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #28,095 of 84,120 nationally
Bancroft-Upton-Monroe Eviction Risk: Moderate , Toledo
Tract 39095001400 · Lucas County, OH · pop 1,529 · neighborhood within 0.3 mi
With a score of 5.3/10, tract 39095001400 in the Bancroft-Upton-Monroe area of Toledo, OH reads moderate for landlord eviction risk. SNAP participation runs 41.0% against 15.2% nationally.
Risk score
5.3
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 31%
Stable renters 30%
Owners 39%
Tract context
Occupied units682
Renter share61.1%
SVI overall0.89
Poverty rate22.2%
Median income$36,829
Percentile rank
Higher percentile = riskier than more peers.Within parent city
55
th percentile
Elevated
Within county
68
th percentile
Elevated
Within state
75
th percentile
Elevated
Geographic context
Risk heat across Toledo and the region
Centroid at 41.6661, -83.5856 · click any tract to drill in
Why Bancroft-Upton-Monroe scores 5.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
22.2% poverty · this tract
5.5
Supply constraint
$786 rent vs county FMR
2.4
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0
How Bancroft-Upton-Monroe compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 89
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 91%Socioeconomic
- 87%Household composition
- 90%Racial/ethnic minority
- 58%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 30%Grade B
- 43%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 838Total filings over 15 yrs
- 13.31%Avg annual filing rate
- 17.5%Peak (2006)
- 41Filings in 2018 (latest validated)
Filings dropped 23% over the past 15 months.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 30.2%Housing insecurity
- 25.5%Utility-shutoff threat
- 39.1%Food insecurity
- 41.0%SNAP enrollment
- 19.6%Transit barriers
- 11.8%No health insurance
- 22.3%Frequent mental distress
- 40.8%Any disability
Analysis
What drives eviction risk in Bancroft-Upton-Monroe
Food insecurity runs 39.1% against 17.8% nationally. The score leans hardest on court filing pressure at 8.9/10. Running cool, rent-regulation exposure reads 1.5/10.
Against Lucas County at 41.3%, 51% of renters here are cost-burdened. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.
Well under the midpoint, state political climate reads 2.4/10. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 1.1 points.
The severe-burden share is 11%, and it is the single best predictor in this model of a filing that actually reaches judgment. Princeton's Eviction Lab logged 838 filings here across 15 tracked years.
Average gross rent is $786, 13% below the Toledo average. The worst year on record was 2006, when 17.5% of renter households were served.
In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 39095001400
Q1
What is the eviction-risk score for census tract 39095001400?
Census tract 39095001400 in the Bancroft-Upton-Monroe neighborhood scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095001400?
Median gross rent is $786/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095001400?
22.2% of residents in tract 39095001400 live below the federal poverty line (ACS B17001, 2023). Population: 1,529.
Q4
How socially vulnerable is tract 39095001400?
CDC Social Vulnerability Index ranks this tract in the 89th percentile nationally. Sub-themes: socioeconomic 91th, household 87th, minority 90th, housing 58th.
Q5
Is tract 39095001400 considered part of Bancroft-Upton-Monroe?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095001400 fall within Bancroft-Upton-Monroe (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095001400?
Princeton Eviction Lab recorded 838 eviction filings across 15 validated years in tract 39095001400 (2000-2018). The average annual filing rate is 13.31% of renter households, peaking at 17.5% in 2006. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095001400 struggle to pay rent?
About 30.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 25.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095001400 compare to Toledo overall?
Tract 39095001400 scores 5.3/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095001400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Toledo
Top eight tracts in Toledo ranked by composite eviction-risk score.
Tract · OH
Birckhead Place
5.4
/ 10 · Moderate
Tract · OH
Bancroft Hills
5.4
/ 10 · Moderate
Tract · OH
United
5.4
/ 10 · Moderate
Tract · OH
Saint Peter and Saint Paul Historic District
5.4
/ 10 · Moderate
Tract · OH
Saint Peter and Saint Paul Historic District
5.4
/ 10 · Moderate
Tract · OH
Northlawn
5.4
/ 10 · Moderate
Tract · OH
Westmoreland
5.4
/ 10 · Moderate
Tract · OH
Northlawn
5.4
/ 10 · Moderate
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