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Neighborhood · Ranked #18,240 of 84,120 nationally

ONYX Eviction Risk: Moderate , Toledo

Tract 39095003600 · Lucas County, OH · pop 1,106 · neighborhood within 0.2 mi

The Elevated-tier score of 6.2/10 for census tract 39095003600 reflects conditions in the ONYX neighborhood of Toledo, Ohio. On the national scale it ranks #17,130 of 84,120 for landlord eviction difficulty.

51% of renter households here spend at least 30% of income on rent, a severe level, and 18% are severely burdened at 50% or more. The typical renter pays about $918 a month while the average household earns $31,894 a year, roughly 35% of income at the averages. About 50% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26% Stable renters 24% Owners 50%
Tract context
Occupied units474
Renter share50.0%
SVI overall0.78
Poverty rate31.9%
Median income$31,894

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#3 of 5 tracts In ONYX
Moderate
Within parent city
67 th percentile
Rank, 67th percentileLowHigh
#41 of 121 tracts In Toledo
Elevated
Within county
77 th percentile
Rank, 77th percentileLowHigh
#39 of 168 tracts In Lucas County
High
Within state
87 th percentile
Rank, 87th percentileLowHigh
#424 of 3,162 tracts In Ohio
High
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6437, -83.5648 · click any tract to drill in

Why ONYX scores 5.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
31.9% poverty · this tract
8.0
Supply constraint
$918 rent vs county FMR
3.7
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How ONYX compares

Risk score vs. parent city, county, state.
ONYX risk score vs. parent city / county / stateThis tract: 5.55.5This tracttract 003600Toledo: 3.33.3Toledoparent cityCounty: 4.14.1Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 78

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 509Total filings over 15 yrs
  • 11.45%Avg annual filing rate
  • 18.7%Peak (2005)
  • 17Filings in 2018 (latest validated)
Filings by year 2003 to 2018
Year-by-year eviction filings in tract 390950036002003: 49 filings (13.54/100 renter HHs)2004: 39 filings (10.77/100 renter HHs)2005: 56 filings (18.67/100 renter HHs)2006: 37 filings (12.33/100 renter HHs)2007: 39 filings (13.00/100 renter HHs)2008: 38 filings (12.67/100 renter HHs)2009: 40 filings (13.33/100 renter HHs)2010: 37 filings (12.05/100 renter HHs)2011: 39 filings (14.03/100 renter HHs)2012: 18 filings (6.47/100 renter HHs)2013: 23 filings (8.27/100 renter HHs)2014: 24 filings (8.63/100 renter HHs)2015: 27 filings (9.71/100 renter HHs)2016: 26 filings (11.02/100 renter HHs)2018: 17 filings (7.20/100 renter HHs)
Filings dropped 65% over the past 15 months.
Comparable tracts

Census tracts with similar eviction risk

Within ONYX. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in ONYX

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 509 eviction filings here over 15 tracked years, with about 11.4% of renter households facing a filing in a typical year. Filings peaked at 18.7% of renter households in 2005.

The tract is predominantly Black and ranks around the 78th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 39095003600

Q1

What is the eviction-risk score for census tract 39095003600?

Census tract 39095003600 in the ONYX neighborhood scores 5.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095003600?

Median gross rent is $918/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095003600?

31.9% of residents in tract 39095003600 live below the federal poverty line (ACS B17001, 2023). Population: 1,106.
Q4

How socially vulnerable is tract 39095003600?

CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 86th, household 67th, minority 96th, housing 39th.
Q5

Is tract 39095003600 considered part of ONYX?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003600 fall within ONYX (neighborhood centroid within 0.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 39095003600?

Princeton Eviction Lab recorded 509 eviction filings across 15 validated years in tract 39095003600 (2000-2018). The average annual filing rate is 11.45% of renter households, peaking at 18.7% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 39095003600 struggle to pay rent?

About 31.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 39095003600 compare to Toledo overall?

Tract 39095003600 scores 5.5/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 39095003600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 22% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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