Neighborhood · Ranked #34,278 of 84,120 nationally

Highland Heights Eviction Risk: Moderate , Toledo

Tract 39095003901 · Lucas County, OH · pop 3,014 · neighborhood within 0.2 mi

39095003901 is a census tract in the Highland Heights area of Toledo, OH. It scores 4.9/10 for landlords. It is home to 3,014 residents. 34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score

4.9

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 20% Stable renters 22% Owners 58%

Tract context

Occupied units1,343

Renter share41.6%

SVI overall0.45

Poverty rate20.3%

Median income$51,613

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6312, -83.5905 · click any tract to drill in

Why Highland Heights scores 4.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

20.3% poverty · this tract

5.1

Supply constraint

$1,084 rent vs county FMR

5.3

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Highland Heights compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 45

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

59%Socioeconomic
26%Household composition
45%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
38%Grade B
50%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Heights. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.7%Housing insecurity
15.0%Utility-shutoff threat
26.6%Food insecurity
24.2%SNAP enrollment
13.3%Transit barriers
13.7%No health insurance
21.8%Frequent mental distress
36.5%Any disability

Analysis

What drives eviction risk in Highland Heights

The score leans hardest on court filing pressure at 8.9/10. Well under the midpoint, rent-regulation exposure reads 1.5/10.

Against Lucas County at 41.3%, 48% of renters here are cost-burdened. At $1,084 a month, rents run 20% over what the rest of Toledo commands. Running cool, state political climate reads 2.4/10.

The poverty rate is 20%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. SNAP participation runs 24.2% against 15.2% nationally.

It sits 0.7 points above the Lucas County average of 4.2. Inability to pay a utility bill runs 15.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 59% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 5.1/10. Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 39095003901

What is the eviction-risk score for census tract 39095003901?

Census tract 39095003901 in the Highland Heights neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095003901?

Median gross rent is $1,084/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 39095003901?

20.3% of residents in tract 39095003901 live below the federal poverty line (ACS B17001, 2023). Population: 3,014.

How socially vulnerable is tract 39095003901?

CDC Social Vulnerability Index ranks this tract in the 45th percentile nationally. Sub-themes: socioeconomic 59th, household 26th, minority 45th, housing 40th.

Is tract 39095003901 considered part of Highland Heights?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003901 fall within Highland Heights (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 39095003901 struggle to pay rent?

About 20.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 15.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095003901 compare to Toledo overall?

Tract 39095003901 scores 4.9/10, higher than the parent city of Toledo at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095003901 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.