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Neighborhood · Ranked #32,735 of 84,120 nationally

Highland Heights Eviction Risk: Moderate , Toledo

Tract 39095003902 · Lucas County, OH · pop 2,176 · neighborhood within 0.5 mi

How risky is the Highland Heights neighborhood of Toledo for landlords? Census tract 39095003902 scores 5.4/10, the Moderate tier. It lands near the 52nd percentile nationally for landlord eviction risk.

About 40% of renters carry a rent burden of 30% of income or higher, a severe level, and 19% are severely burdened at 50% or more. Average rent runs $1,098 a month against an average household income of $39,976 a year, roughly 33% of income at the averages. About 37% of occupied units are renter-occupied.

Risk score
4.5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 15% Stable renters 22% Owners 63%
Tract context
Occupied units819
Renter share36.5%
SVI overall0.36
Poverty rate13.3%
Median income$39,976

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Highland Heights
Very Low
Within parent city
35 th percentile
Rank, 35th percentileLowHigh
#79 of 121 tracts In Toledo
Low
Within county
53 th percentile
Rank, 53rd percentileLowHigh
#79 of 168 tracts In Lucas County
Moderate
Within state
70 th percentile
Rank, 70th percentileLowHigh
#963 of 3,162 tracts In Ohio
Elevated
Geographic context

Risk heat across Toledo and the region

Centroid at 41.6338, -83.5959 · click any tract to drill in

Why Highland Heights scores 4.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Toledo
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
13.3% poverty · this tract
3.3
Supply constraint
$1,098 rent vs county FMR
5.4
Rent control risk
Inherited from Toledo
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Toledo
4.5
Housing court bias
Inherited from Toledo
4.0

How Highland Heights compares

Risk score vs. parent city, county, state.
Highland Heights risk score vs. parent city / county / stateThis tract: 4.54.5This tracttract 003902Toledo: 3.33.3Toledoparent cityCounty: 4.14.1Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 36

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Heights. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Highland Heights

The heaviest input here is supply constraint at 5.4/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

The tract is White and Hispanic or Latino and ranks around the 36th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 16.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095003902

Q1

What is the eviction-risk score for census tract 39095003902?

Census tract 39095003902 in the Highland Heights neighborhood scores 4.5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 39095003902?

Median gross rent is $1,098/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 39095003902?

13.3% of residents in tract 39095003902 live below the federal poverty line (ACS B17001, 2023). Population: 2,176.
Q4

How socially vulnerable is tract 39095003902?

CDC Social Vulnerability Index ranks this tract in the 36th percentile nationally. Sub-themes: socioeconomic 44th, household 62th, minority 74th, housing 10th.
Q5

Is tract 39095003902 considered part of Highland Heights?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095003902 fall within Highland Heights (neighborhood centroid within 0.5 miles, OSM data).
Q6

What share of households in tract 39095003902 struggle to pay rent?

About 16.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39095003902 compare to Toledo overall?

Tract 39095003902 scores 4.5/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 39095003902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.

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