Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #34,278 of 84,120 nationally
Westgate Eviction Risk: Moderate , Ottawa Hills
Tract 39095006500 · Lucas County, OH · pop 2,313 · neighborhood within 0.5 mi
Census tract 39095006500 covers part of the Westgate area of Toledo, OH, and scores 4.9/10 on landlord eviction risk. The score leans hardest on court filing pressure at 8.9/10.
Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34%
Stable renters 39%
Owners 27%
Tract context
Occupied units1,369
Renter share72.8%
SVI overall0.49
Poverty rate18.3%
Median income$44,432
Percentile rank
Higher percentile = riskier than more peers.Within parent city
45
th percentile
Moderate
Within county
61
th percentile
Elevated
Within state
69
th percentile
Elevated
Geographic context
Risk heat across Ottawa Hills and the region
Centroid at 41.6818, -83.6152 · click any tract to drill in
Why Westgate scores 4.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Ottawa Hills
5.5
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
18.3% poverty · this tract
4.6
Supply constraint
$940 rent vs county FMR
3.9
Rent control risk
Inherited from Ottawa Hills
1.5
Eviction process difficulty
State law sets the calendar
4.0
Tenant organizing strength
Inherited from Ottawa Hills
4.5
Housing court bias
Inherited from Ottawa Hills
4.0
How Westgate compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 49
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 57%Socioeconomic
- 9%Household composition
- 63%Racial/ethnic minority
- 65%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 52%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 948Total filings over 15 yrs
- 8.05%Avg annual filing rate
- 15.1%Peak (2014)
- 99Filings in 2018 (latest validated)
Filings climbed 607% over the past 15 months.
Comparable tracts
Census tracts with similar eviction risk
Within Westgate. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.8%Housing insecurity
- 10.1%Utility-shutoff threat
- 16.3%Food insecurity
- 13.7%SNAP enrollment
- 9.3%Transit barriers
- 8.2%No health insurance
- 19.2%Frequent mental distress
- 28.2%Any disability
Analysis
What drives eviction risk in Westgate
The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment. This is renter territory: 73% of occupied units are tenant-occupied. Running cool, rent-regulation exposure reads 1.5/10.
Well under the midpoint, state political climate reads 2.4/10. The poverty rate is 18%, which in this model reads as reduced rent-recovery odds after a judgment. 46% of renter households cross the 30%-of-income line, above the Lucas County average of 41.3%.
The filing record is not thin: 948 evictions over 15 years of observation. Against the Lucas County average of 4.2, this tract reads riskier for landlords by 0.7 points. The worst year on record was 2014, when 15.1% of renter households were served.
In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 8.1% of renter households face a filing.
Nationally it ranks #34,278 of 84,120 for landlord eviction difficulty.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 39095006500
Q1
What is the eviction-risk score for census tract 39095006500?
Census tract 39095006500 in the Westgate neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39095006500?
Median gross rent is $940/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39095006500?
18.3% of residents in tract 39095006500 live below the federal poverty line (ACS B17001, 2023). Population: 2,313.
Q4
How socially vulnerable is tract 39095006500?
CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 57th, household 9th, minority 63th, housing 65th.
Q5
Is tract 39095006500 considered part of Westgate?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095006500 fall within Westgate (neighborhood centroid within 0.5 miles, OSM data).
Q6
How many evictions are filed each year in tract 39095006500?
Princeton Eviction Lab recorded 948 eviction filings across 15 validated years in tract 39095006500 (2000-2018). The average annual filing rate is 8.05% of renter households, peaking at 15.1% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 39095006500 struggle to pay rent?
About 13.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 39095006500 compare to Ottawa Hills overall?
Tract 39095006500 scores 4.9/10, higher than the parent city of Ottawa Hills at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ottawa Hills; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 39095006500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Ottawa Hills
Top eight tracts in Ottawa Hills ranked by composite eviction-risk score.
Tract · OH
Deveaux
5.4
/ 10 · Moderate
Tract · OH
ONYX
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
Warehouse District
5.4
/ 10 · Moderate
Tract · OH
East Toledo
5.4
/ 10 · Moderate
Tract · OH
Birckhead Place
5.4
/ 10 · Moderate
Tract · OH
Heather Downs
5.4
/ 10 · Moderate
Tract · OH
ONYX
5.4
/ 10 · Moderate
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