Neighborhood · Ranked #11,930 of 84,120 nationally

Warren-Sherman Eviction Risk: Elevated , Toledo

Tract 39095010500 · Lucas County, OH · pop 2,861 · neighborhood within 0.2 mi

Census tract 39095010500 covers the Warren-Sherman area of Toledo, home to 2,861 residents. For landlords it grades 5.9/10, a moderate reading. On the national scale it ranks #24,598 of 84,120 for landlord eviction difficulty.

38% of renter households here spend at least 30% of income on rent, a high level, and 23% are severely burdened at 50% or more. Average rent runs $516 a month against an average household income of $15,833 a year, roughly 39% of income at the averages. Renters make up 90% of occupied homes, a renter-majority tract.

Risk score

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 34% Stable renters 56% Owners 10%

Tract context

Occupied units1,246

Renter share89.7%

SVI overall0.94

Poverty rate65.5%

Median income$15,833

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Toledo and the region

Centroid at 41.6654, -83.5471 · click any tract to drill in

Why Warren-Sherman scores 6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Toledo

5.5

Regional political climate

2024 county presidential margin

5.8

State political climate

Ohio legislature & governorship

2.4

Economic stress

65.5% poverty · this tract

10.0

Supply constraint

$516 rent vs county FMR

1.0

Rent control risk

Inherited from Toledo

1.5

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Toledo

4.5

Housing court bias

Inherited from Toledo

4.0

How Warren-Sherman compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

93%Socioeconomic
95%Household composition
89%Racial/ethnic minority
68%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
51%Grade B
19%Grade C
14%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

40.0%Housing insecurity
36.2%Utility-shutoff threat
55.5%Food insecurity
61.4%SNAP enrollment
29.3%Transit barriers
18.5%No health insurance
25.9%Frequent mental distress
50.8%Any disability

Analysis

What drives eviction risk in Warren-Sherman

The score leans hardest on economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Toledo eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Lucas County average of 5.5 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly Black and ranks around the 94th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 40.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 36.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39095010500

What is the eviction-risk score for census tract 39095010500?

Census tract 39095010500 in the Warren-Sherman neighborhood scores 6/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 39095010500?

Median gross rent is $516/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.

What is the poverty rate in tract 39095010500?

65.5% of residents in tract 39095010500 live below the federal poverty line (ACS B17001, 2023). Population: 2,861.

How socially vulnerable is tract 39095010500?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 93th, household 95th, minority 89th, housing 68th.

Is tract 39095010500 considered part of Warren-Sherman?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 39095010500 fall within Warren-Sherman (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 39095010500 struggle to pay rent?

About 40.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 36.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 39095010500 compare to Toledo overall?

Tract 39095010500 scores 6/10, higher than the parent city of Toledo at 3.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Toledo eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 39095010500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 14% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Toledo

Top eight tracts in Toledo ranked by composite eviction-risk score.