Warehouse District Eviction Risk: Moderate , Toledo

At $431 a month, rents run 52% under what the rest of Toledo commands. The poverty rate is 58%, which in this model reads as reduced rent-recovery odds after a judgment. Food insecurity runs 39.8% against 17.8% nationally.

Running cool, supply constraint reads 1/10. 79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, court filing pressure reads 8.9/10. Against Lucas County at 41.3%, around a third of renters here are cost-burdened.

Inability to pay a utility bill runs 26.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate. It sits 1.2 points above the Lucas County average of 4.2.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #24,859 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 9.4/10. Rent consumes only 14% of average household income of $36,204, an unusually wide affordability cushion.

Statewide the OH average is 4.2, so this tract runs 1.2 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.