Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #19,562 of 84,120 nationally
Fern Rock Eviction Risk: Moderate , Philadelphia
Tract 42101027600 · Philadelphia County, PA · pop 4,066 · neighborhood within 0.1 mi
Tract 42101027600 covers the Fern Rock area of Philadelphia in Pennsylvania. Home to 4,066 residents, it scores 6.8/10 on landlord eviction risk. That is riskier than about 91% of US census tracts.
About 49% of renters carry a rent burden of 30% of income or higher, a severe level, and 11% are severely burdened at 50% or more. Average rent runs $1,089 a month against an average household income of $65,282 a year, roughly 20% of income at the averages. Renters make up 47% of occupied homes.
Risk score
5.4
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23%
Stable renters 24%
Owners 53%
Tract context
Occupied units1,897
Renter share47.2%
SVI overall0.81
Poverty rate17.2%
Median income$65,282
Percentile rank
Higher percentile = riskier than more peers.Within parent city
45
th percentile
Moderate
Within county
45
th percentile
Moderate
Within state
80
th percentile
High
Geographic context
Risk heat across Philadelphia and the region
Centroid at 40.0430, -75.1393 · click any tract to drill in
Why Fern Rock scores 5.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Philadelphia
8.0
Regional political climate
2024 county presidential margin
8.2
State political climate
Pennsylvania legislature & governorship
3.4
Economic stress
17.2% poverty · this tract
4.3
Supply constraint
$1,089 rent vs county FMR
1.0
Rent control risk
Inherited from Philadelphia
6.0
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from Philadelphia
7.5
Housing court bias
Inherited from Philadelphia
7.5
How Fern Rock compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 81%Socioeconomic
- 44%Household composition
- 98%Racial/ethnic minority
- 77%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 1%Grade A
- 99%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 474Total filings over 4 yrs
- 14.46%Avg annual filing rate
- 16.7%Peak (2012)
- 107Filings in 2016 (latest validated)
Filings stayed roughly flat over the past 4 months.
Pandemic-era tracking (2020–2021)
- 522Total filings 2020-21
- 6.8Avg monthly (observed)
- 9.0Pre-pandemic baseline
- 0.75×Ratio to baseline
Pandemic filings ran below baseline. Eviction Lab tracked Palm Beach as part of its 34-metro Eviction Tracking System.
Analysis
What drives eviction risk in Fern Rock
The score leans hardest on eviction process difficulty at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Philadelphia eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Philadelphia County average of 6.8 and above the Pennsylvania statewide average of 5.4. Within its own county it reads on the riskier side for landlords.
The tract is predominantly Black and ranks around the 81st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
During 2020 and 2021, eviction filings here ran at about 0.75x the pre-COVID monthly baseline, a little under the pre-pandemic norm.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 42101027600
Q1
What is the eviction-risk score for census tract 42101027600?
Census tract 42101027600 in the Fern Rock neighborhood scores 5.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 42101027600?
Median gross rent is $1,089/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 42101027600?
17.2% of residents in tract 42101027600 live below the federal poverty line (ACS B17001, 2023). Population: 4,066.
Q4
How socially vulnerable is tract 42101027600?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 81th, household 44th, minority 98th, housing 77th.
Q5
Is tract 42101027600 considered part of Fern Rock?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 42101027600 fall within Fern Rock (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 42101027600?
Princeton Eviction Lab recorded 474 eviction filings across 4 validated years in tract 42101027600 (2000-2018). The average annual filing rate is 14.46% of renter households, peaking at 16.7% in 2012. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 42101027600 drop during COVID?
Pandemic-era filings ran 0.75× the pre-COVID monthly baseline. Filings ran modestly below normal. Tracked by the Eviction Lab Eviction Tracking System (Palm Beach), 2020-2021.
Q8
How does tract 42101027600 compare to Philadelphia overall?
Tract 42101027600 scores 5.4/10, right in line with the parent city of Philadelphia at 5.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Philadelphia eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 42101027600 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Philadelphia
Top eight tracts in Philadelphia ranked by composite eviction-risk score.
Tract · PA
Somerville
7.2
/ 10 · Elevated
Tract · PA
Northwood
7.2
/ 10 · Elevated
Tract · PA
Hartranft
7.2
/ 10 · Elevated
Tract · PA
Juniata
7.2
/ 10 · Elevated
Tract · PA
West Kensington
7.1
/ 10 · Elevated
Tract · PA
Hartranft
7.1
/ 10 · Elevated
Tract · PA
Cobbs Creek
7.1
/ 10 · Elevated
Tract · PA
North Central
7.1
/ 10 · Elevated
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