Neighborhood · Ranked #16,850 of 84,120 nationally

Highland Park Eviction Risk: Moderate , Chattanooga

Tract 47065012400 · Hamilton County, TN · pop 6,104 · neighborhood within 1.4 mi

Census tract 47065012400 covers Highland Park in Chattanooga, home to 6,104 residents. For landlords it grades 4.5/10, a moderate reading. It lands near the 22nd percentile nationally for landlord eviction risk.

40% of renter households here spend at least 30% of income on rent, a high level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,223 a month while the average household earns $66,343 a year, roughly 22% of income at the averages. Renters make up 81% of occupied homes, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 32% Stable renters 49% Owners 19%

Tract context

Occupied units1,753

Renter share80.7%

SVI overall0.47

Poverty rate26.7%

Median income$66,343

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0440, -85.2979 · click any tract to drill in

Why Highland Park scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chattanooga

4.5

Regional political climate

2024 county presidential margin

4.5

State political climate

Tennessee legislature & governorship

1.9

Economic stress

26.7% poverty · this tract

6.7

Supply constraint

$1,223 rent vs county FMR

3.6

Rent control risk

Inherited from Chattanooga

1.0

Eviction process difficulty

State law sets the calendar

2.5

Tenant organizing strength

Inherited from Chattanooga

3.5

Housing court bias

Inherited from Chattanooga

3.0

How Highland Park compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 47

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

74%Socioeconomic
1%Household composition
44%Racial/ethnic minority
87%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
24%Grade C
25%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Park. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Highland Park

The score leans hardest on economic stress at 6.7/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chattanooga eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Hamilton County average of 4.3 and in line with the Tennessee statewide average of 4.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 47th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 25% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 47065012400

What is the eviction-risk score for census tract 47065012400?

Census tract 47065012400 in the Highland Park neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 47065012400?

Median gross rent is $1,223/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.

What is the poverty rate in tract 47065012400?

26.7% of residents in tract 47065012400 live below the federal poverty line (ACS B17001, 2023). Population: 6,104.

How socially vulnerable is tract 47065012400?

CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 74th, household 1th, minority 44th, housing 87th.

Is tract 47065012400 considered part of Highland Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065012400 fall within Highland Park (neighborhood centroid within 1.4 miles, OSM data).

How does tract 47065012400 compare to Chattanooga overall?

Tract 47065012400 scores 5.6/10, higher than the parent city of Chattanooga at 2.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 47065012400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 25% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.