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Neighborhood · Ranked #34,278 of 84,120 nationally

Highland Park Eviction Risk: Moderate , Chattanooga

Tract 47065012400 · Hamilton County, TN · pop 6,104 · neighborhood within 1.4 mi

47065012400 is a census tract in the Highland Park area of Chattanooga, TN. It scores 4.9/10 for landlords. 27% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Risk score
4.9
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 32% Stable renters 49% Owners 19%
Tract context
Occupied units1,753
Renter share80.7%
SVI overall0.47
Poverty rate26.7%
Median income$66,343

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
14 th percentile
Rank, 14th percentileLowHigh
#7 of 8 tracts In Highland Park
Very Low
Within parent city
68 th percentile
Rank, 68th percentileLowHigh
#18 of 54 tracts In Chattanooga
Elevated
Within county
78 th percentile
Rank, 78th percentileLowHigh
#20 of 87 tracts In Hamilton County
High
Within state
85 th percentile
Rank, 85th percentileLowHigh
#264 of 1,701 tracts In Tennessee
High
Geographic context

Risk heat across Chattanooga and the region

Centroid at 35.0440, -85.2979 · click any tract to drill in

Why Highland Park scores 4.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chattanooga
4.5
Regional political climate
2024 county presidential margin
4.5
State political climate
Tennessee legislature & governorship
1.9
Economic stress
26.7% poverty · this tract
6.7
Supply constraint
$1,223 rent vs county FMR
3.6
Rent control risk
Inherited from Chattanooga
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from Chattanooga
3.5
Housing court bias
Inherited from Chattanooga
3.0

How Highland Park compares

Risk score vs. parent city, county, state.
Highland Park risk score vs. parent city / county / state4.9This tracttract 0124003.5Chattanoogaparent city3.9Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 47

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Highland Park. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Highland Park

The clearest offset is rent-regulation exposure at 1/10. This is renter territory: 81% of occupied units are tenant-occupied. Running cool, state political climate reads 1.9/10.

The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the softer side, eviction-process difficulty reads 2.5/10.

It sits 1.0 points above the Hamilton County average of 3.9. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Chattanooga. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

Social vulnerability reads 5.3/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TN average is 3.9, so this tract runs 1.0 points hotter. Of its three components the household composition measure is the least pressured.

40% of renter households spend at least 30% of income on rent. Average gross rent is $1,223, close to the Chattanooga average. Annual rent works out to 22% of average household income of $66,343.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 47065012400

Q1

What is the eviction-risk score for census tract 47065012400?

Census tract 47065012400 in the Highland Park neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 47065012400?

Median gross rent is $1,223/month (ACS 5-year 2023, table B25064). 40% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 47065012400?

26.7% of residents in tract 47065012400 live below the federal poverty line (ACS B17001, 2023). Population: 6,104.
Q4

How socially vulnerable is tract 47065012400?

CDC Social Vulnerability Index ranks this tract in the 47th percentile nationally. Sub-themes: socioeconomic 74th, household 1th, minority 44th, housing 87th.
Q5

Is tract 47065012400 considered part of Highland Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47065012400 fall within Highland Park (neighborhood centroid within 1.4 miles, OSM data).
Q6

How does tract 47065012400 compare to Chattanooga overall?

Tract 47065012400 scores 4.9/10, higher than the parent city of Chattanooga at 3.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chattanooga eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7

Was tract 47065012400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 25% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chattanooga

Top eight tracts in Chattanooga ranked by composite eviction-risk score.

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