Beale Street Historic District Eviction Risk: Moderate , Memphis

The score leans hardest on economic stress at 10/10. The poverty rate is 61%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Disability prevalence runs 54.9% against 31.5% nationally. At $721 a month, rents run 39% under what the rest of Memphis commands.

Annualized rent equals 42% of average household income of $20,847, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, supply constraint reads 1/10. 59% of renter households cross the 30%-of-income line, well above the Shelby County average of 48.3%.

This is renter territory: 66% of occupied units are tenant-occupied. Well under the midpoint, rent-regulation exposure reads 1.5/10. Against the Shelby County average of 4.3, this tract reads riskier for landlords by 1.1 points.

Adults with no health insurance runs 19.9% against 11.3% nationally. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 70th percentile of the 84,120 tracts scored.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.